ALLIANT:
Online Savings Account - 0.55% APY

• The minimum balance to keep the savings account open is $5. To earn interest, it must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.
• Federal regulations limit pre-authorized withdrawals to six per month per savings account.
• No monthly fee.
• Deposits and withdrawals at thousands of ATMs nationwide.


Fee and Feature Guide

Savings Account
Interest Rate
APY 0.55%
Minimum deposit amount $5.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $5.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $100.00
Fees
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee $25.00
Incoming Wires N/A
Statements
Paper Statements ×
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes
Account Opening
Open Online Yes
Insured by N.C.U.A.

Customer Reviews for ALLIANT


  • October 4, 2021 |

    Online Savings Rates

    The savings rate is a draw barely, but you really need to think twice before joining. I've been a member for 12 years and cannot get approved for anything even with good credit. Plus, I am told that they do a hard credit pull when you apply to open, even if you are just opening for savings.

  • July 9, 2021 |

    On Credit Card. Crooks got paid through "PayPal" for a non-delivered item. Alliant insisted I go through PayPal to get a chargeback. The crooks used a no-longer-existing fake account to receive money. So PayPal could not find the payment. Alliant knew where the money went, that it had been charged to my account, and that there was no delivery.

    I went through all procedures as I worked as a bank regulator for decades. NO CHARGEBACK. Kept insisting PayPal had to find what crooks erased before I could get my relatively small amount. Which fraudsters had prevented.

    I was a decade-long customer and the amount was not that great. Cost Alliant in employee/executive time much more than the amount to justify why crooks should get away with it. Even as a goodwill measure, chargeback does not come out of credit union funds. Blowback would have been on ME, not Alliant. Credit Unions are "owned" by members, not payees.

  • May 13, 2021 |

    Online Savings Rates

    If you have a question then they have an answer. "Go to the branch." May be OK if you live in Chicago, but I do not.

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