Bankdirect, A Division Of Texas Capital Bank
Online Savings Account - 0.50% APY
• Interest compounded daily.
• MMA Transaction Limitations: Six (6) transactions per month, all of which can be withdrawals by check, draft, including POS transactions - made by the depositor and payable to third parties.
• There will be a $10.00 fee per transaction for excess transactions.
• Checks upon request, first order of 50 personalized checks for free
• Free ATM card.
• Four (4) reimbursed ATM withdrawals per statement cycle (up to $2.50 per transaction).
• Unlimited ATM withdrawals without penalty (ATM withdrawals do not count against the six transaction limit).
Fee and Feature Guide
|
Savings Account |
| Interest Rate |
|
| APY |
0.50% |
| Minimum deposit amount |
$10,000.00 |
| Maximum deposit amount |
N/A |
| Balance Requirements |
|
| Minimum Opening Deposit |
$500.00
|
| Minimum Balance to Avoid Fees |
$0.00 |
| Minimum Required Balance |
$10,000.00 |
| Minimum To Earn |
$0.00 |
| Fees |
|
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
$45.00 |
| Incoming Wires |
$20.00 |
| Statements |
|
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
|
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
× |
| Account Opening |
|
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
Recent Rate Changes
|
Date
|
APY
|
|
August 20, 2023 |
0.50%
|
Customer Reviews for BankDirect, a division of Texas Capital Bank
Eldridge D.
February 7, 2021
I cannot comment on Bankdirect, but I can comment on the Bask Bank subsidiary. Opening this account to earn AAdvantage miles is the best move I've made in years! I am getting 100,000 frequent flier miles and that is more than enough to get my spouse and me to Hawaii and back versus maybe $600 a year before tax (I saw maybe because rates are still falling). If you want to open an account, I can help you. Contact me at eldridge.
Is this review helpful? Yes:5 / No: 0
Rajit C
October 17, 2020 |
Is it possible to covert to this 0.75% account from Bask? I am not using airmiles during the pandemic.
Is this review helpful? Yes:5 / No: 1
Jerry N
August 23, 2020 |
I opened an account and then I realized that it is the same parent that owns Bask Bank and that took me over FDIC limits so I closed this because I prefer the Bask account. I am writing this to warn others.
Is this review helpful? Yes:11 / No: 0
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