BankDirect, a division of Texas Capital Bank:
Online Savings Account - 0.50% APY

• Interest compounded daily.
• MMA Transaction Limitations: Six (6) transactions per month, all of which can be withdrawals by check, draft, including POS transactions - made by the depositor and payable to third parties.
• There will be a $10.00 fee per transaction for excess transactions.
• Checks upon request, first order of 50 personalized checks for free
• Free ATM card.
• Four (4) reimbursed ATM withdrawals per statement cycle (up to $2.50 per transaction).
• Unlimited ATM withdrawals without penalty (ATM withdrawals do not count against the six transaction limit).

Fee and Feature Guide

Savings Account
Interest Rate
APY 0.50%
Minimum deposit amount $10,000.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $500.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $10,000.00
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee $45.00
Incoming Wires $20.00
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required ×
Account Opening
Open Online Yes
Insured by F.D.I.C.

Customer Reviews for BankDirect, a division of Texas Capital Bank

  • February 7, 2021

    I cannot comment on Bankdirect, but I can comment on the Bask Bank subsidiary. Opening this account to earn AAdvantage miles is the best move I've made in years! I am getting 100,000 frequent flier miles and that is more than enough to get my spouse and me to Hawaii and back versus maybe $600 a year before tax (I saw maybe because rates are still falling). If you want to open an account, I can help you. Contact me at eldridge.

  • October 17, 2020 |

    Is it possible to covert to this 0.75% account from Bask? I am not using airmiles during the pandemic.

  • August 23, 2020 |

    I opened an account and then I realized that it is the same parent that owns Bask Bank and that took me over FDIC limits so I closed this because I prefer the Bask account. I am writing this to warn others.

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