Bask Bank, a division of Texas Capital Bank

Bask Bank, A Division Of Texas Capital Bank
Online Savings Account - 3.90% APY


Fee and Feature Guide

Savings Account
Interest Rate
APY 3.90%
Minimum deposit amount $0.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $0.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $0.00
Minimum To Earn $0.00
Fees
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee N/A
Incoming Wires N/A
Statements
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device ×
Free Bill Pay ×
Online Bill Payments Required ×
Account Opening
Open Online Yes
Insured by F.D.I.C.



Recent Rate Changes



Date APY
September 25, 2026 3.90%
December 22, 2025 3.75%
November 10, 2025 3.90%
September 18, 2025 4.05%
September 3, 2025 4.15%
April 18, 2025 4.20%
February 4, 2025 4.35%
December 20, 2024 4.50%
November 16, 2024 4.65%
November 16, 2024 4.65%
October 1, 2024 4.85%
December 18, 2023 5.10%
December 18, 2023 5.00%
October 18, 2023 5.10%
August 20, 2023 5.00%


Customer Reviews for Bask Bank, a division of Texas Capital Bank

3.4 out of 5 based on 19 ratings


  • June 2, 2026 |

    Opened an account with Bask several years ago for all of American Airlines miles when rates were close to zero. At some point I switched to an interest bearing account and then at some point I moved to another bank which was offering a higher rate. Never had a problem and I would have stayed or gone back if their rate had remained among the top rates. Now I received a note that my information was compromised and offering me some sort of credit monitoring. Very disappointed and unsure whether to engage in the credit monitoring (have perfect credit and hate these companies). I am obviously done with Bask but what do I do about this?

  • April 20, 2024 |

    Savings Rates

    Save your tears for another day. Very frustrating. 1-star.

  • August 25, 2023 |

    Savings Rates

    I always appreciated Bask Bank for the instant transfers out and the immediate credit when transferring in. Recently, transfers in on a Thursday aren't credited until the following Monday, even though the money is drawn. I may go somewhere else.

  • April 27, 2023 |

    Savings Rates

    I finally transitioned from the American miles earning account to the interest savings product. The savings rate became so high that it made sense, even vs 2 miles per $. I had been very happy with Bask already as a mileage account and am happy as an interest account. The transition was not seemless (needed to call). That is my only complaint and since it doesn't affect most I give it 5.

  • April 3, 2023 |

    Savings Rates

    I've been with Bask for a long time now. I first opened with them before the pandemic to earn American miles instead of a low rate. I continued through the pandemic and racked up enough American miles to meet all of me and my wife's travel needs for the next decade. Moved over to the savings account a couple months ago as rates began climbing. Never a problem or even a concern. Now planning to take out a CD with them. I'd recommend it to anyone.


Add Your Review


Rate it here →

or use your Google account

or use your BestCashCow account