First Internet Bank Of Indiana
Online Savings Account - 3.45% APY
• A minimum balance of $100 is required to open this account.
• An average daily balance of $4000 is required to avoid a $5 monthly maintenance fee.
• There is no balance requirement to obtain the annual percentage yield disclosed.
• The Interest Rate (at which interest is paid on the principal balance) is 0.50% and the Annual Percentage Yield (at which an account would earn interest each year if all interest paid on the account remains in the account) is 0.50%. The Annual Percentage Yield is based on no withdrawal of credited interest and no change in the interest for a full year. The Interest Rate for this account is determined at the discretion of the Bank and may change at any time.
Fee and Feature Guide
|
Savings Account |
| Interest Rate |
|
| APY |
3.45% |
| Minimum deposit amount |
$1,000.00 |
| Maximum deposit amount |
N/A |
| Balance Requirements |
|
| Minimum Opening Deposit |
$100.00
|
| Minimum Balance to Avoid Fees |
$4,000.00 |
| Minimum Required Balance |
$100.00 |
| Minimum To Earn |
$0.00 |
| Fees |
|
| Monthly Maintenance Fee |
$5.00 |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
$30.00 |
| Incoming Wires |
N/A
|
| Statements |
|
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
|
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
| Account Opening |
|
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
Recent Rate Changes
|
Date
|
APY
|
|
September 18, 2025 |
3.45%
|
|
April 4, 2025 |
3.61%
|
|
April 1, 2024 |
3.77%
|
|
February 20, 2024 |
3.77%
|
|
August 20, 2023 |
3.76%
|
Customer Reviews for First Internet Bank of Indiana
Beenthere
January 30, 2024
Have an IRA rollover, they don't take IRAs any longer.
Is this review helpful? Yes:2 / No: 0
Jim Plew
April 22, 2015
Hello, I am interested in a line of credit against my home. I have a high interest credit card that I want to move to this credit. I have a wells fargo mortgage which is only a few years old which I do not want to touch.
Jim
You can reach me by my work phone 765-451-0371, or at my e-mail james.r.plew@delphi.com
Is this review helpful? Yes:6 / No: 3
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