FitnessBank, a division of Affinity Bank

Fitnessbank, A Division Of Affinity Bank
Savings Account - 5.00% APY

• Available to anyone who is at least 18 years of age and a US citizen
• Incoming Wire Fee waived by FitnessBank
• $100 minimum opening deposit
• $10 maintenance fee, waived with $100 minimum average daily balance
• Interest earned on balances over $100
• A $10 excessive withdrawal charge will be assessed for each debit transaction (withdrawal, automatic transfer or payment) in excess of the 6 permitted
• Free online banking
• Free external account transfers
• Free eStatements

Fee and Feature Guide

Savings Account
Interest Rate
APY 5.00%
Minimum deposit amount $100.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $100.00
Minimum Balance to Avoid Fees $100.00
Minimum Required Balance $100.00
Monthly Maintenance Fee $10.00
Foreign ATM Fees N/A
Insufficient Funds Fee N/A
Incoming Wires N/A
Paper Statements ×
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking ×
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes
Account Opening
Open Online Yes
Insured by F.D.I.C.

Recent Rate Changes

Date APY
October 3, 2023 5.00%
August 20, 2023 4.75%

Customer Reviews for FitnessBank, a division of Affinity Bank (28)

  • October 11, 2022 |

    Savings Rates

    Glad to have found this one and thanks to bestcashcow for not hiding the best rates like bankrate does

  • May 8, 2022 |

    Online Savings Rates

    If you have any device that is tracking your steps (phone, watch, fitbit) then I recommend this acct and this bank. Lots of fun and the competitions keep my husband and me motivated. Enjoying a rate which is constantly on the front page of this site.

  • January 7, 2022 |

    Online Savings Rates

    lots of problems with the step tracker and the app over the last year, but the account remains rate competitive for those who can reliably track the steps through their device or watch.

  • November 23, 2021 |

    Online Savings Rates

    I've been a holder for a while, including through all the trouble with the app. Seeing higher rates now and growing a little tired of needing to worry about counting steps now. Leaving now.

  • August 24, 2021 |

    Online Savings Rates

    The system has been down all month, but they are giving everyone the highest rate. Hope the fix it soon. I actually love the gamification part (competing with others for most steps)!

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