Compound Interest Calculator
Savings Account from FitnessBank, a division of Affinity Bank with 3.50% APY and $100 minimum deposit
Use or Change These Amounts and Rates
The product Savings Account from FitnessBank, a division of Affinity Bank with 3.50% APY and $100 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $28,212. The interest earned would be $8,212 and the tax amount on the interest earned would be approximately $2,464.
Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.
The Results for FitnessBank, a division of Affinity Bank
Savings Boost of
$5,417 over 10 years
$5,417 over 10 years
Cash Savings
$20,000
Average Interest Earned
$331
FitnessBank, a division of Affinity Bank Interest Earned
$5,748
See comparison detail table
This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.
Comparison Detail Table Close X
Average Rate Scenario
| Rate: 0.23% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 47 | 33 |
| 2 | 20,047 | 47 | 33 |
| 3 | 20,094 | 47 | 33 |
| 4 | 20,141 | 47 | 33 |
| 5 | 20,188 | 47 | 33 |
| 6 | 20,235 | 47 | 33 |
| 7 | 20,282 | 47 | 33 |
| 8 | 20,330 | 48 | 33 |
| 9 | 20,377 | 48 | 33 |
| 10 | 20,425 | 48 | 33 |
| TOTAL: | $473 | $331 |
FitnessBank, a division of Affinity Bank Scenario
| Rate: 3.50% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 700 | 490 |
| 2 | 20,700 | 725 | 507 |
| 3 | 21,425 | 750 | 525 |
| 4 | 22,174 | 776 | 543 |
| 5 | 22,950 | 803 | 562 |
| 6 | 23,754 | 831 | 582 |
| 7 | 24,585 | 860 | 602 |
| 8 | 25,446 | 891 | 623 |
| 9 | 26,336 | 922 | 645 |
| 10 | 27,258 | 954 | 668 |
| TOTAL: | $8,212 | $5,748 |
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Recent Rate Changes
| Date | APY |
|---|---|
| September 11, 2026 | 3.50% |
| July 6, 2026 | 3.75% |
| May 12, 2026 | 4.00% |
| February 2, 2026 | 4.20% |
| September 6, 2025 | 4.45% |
| August 5, 2025 | 4.50% |
| February 4, 2025 | 4.55% |
| January 2, 2025 | 4.75% |
| December 2, 2024 | 4.90% |
| October 3, 2023 | 5.00% |
| August 20, 2023 | 4.75% |
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.70% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
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Last change: ↑0.10% on October 8. |
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4.85% |
$500 |
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Last change: ↑0.81% on April 27. |
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4.85% |
$500 |
Learn More | |
|
Last change: ↑0.80% on April 27. |
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Customer Reviews for FitnessBank, a division of Affinity Bank (28)
3.8 out of 5 based on 25 ratings
JGothelf
October 11, 2022 |
Glad to have found this one and thanks to bestcashcow for not hiding the best rates like bankrate does
Is this review helpful? Yes:3 / No: 3
WJenson
May 8, 2022 |
If you have any device that is tracking your steps (phone, watch, fitbit) then I recommend this acct and this bank. Lots of fun and the competitions keep my husband and me motivated. Enjoying a rate which is constantly on the front page of this site.
Is this review helpful? Yes:1 / No: 1
JayTr01
January 7, 2022 |
lots of problems with the step tracker and the app over the last year, but the account remains rate competitive for those who can reliably track the steps through their device or watch.
Is this review helpful? Yes:0 / No: 1
TJ2
November 23, 2021 |
I've been a holder for a while, including through all the trouble with the app. Seeing higher rates now and growing a little tired of needing to worry about counting steps now. Leaving now.
Is this review helpful? Yes:1 / No: 1
JennTr5
August 24, 2021 |
The system has been down all month, but they are giving everyone the highest rate. Hope the fix it soon. I actually love the gamification part (competing with others for most steps)!
Is this review helpful? Yes:3 / No: 1
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