• A penalty for early withdrawal may apply.
• Maximum opening deposit $500.
• Statement only.
• Balance in excess of $1,000,000 will earn a lower interest rate, for example a balance of $1,250,000.00 will earn 0.53% APY.
• Online transactions only.
• Online Banking and eDocuments required within 30 days of account opening.
Savings Account | |
---|---|
Interest Rate | |
APY | 0.40% |
Minimum deposit amount | $500.00 |
Maximum deposit amount | N/A |
Balance Requirements | |
Minimum Opening Deposit | $500.00 |
Minimum Balance to Avoid Fees | $0.00 |
Minimum Required Balance | $0.00 |
Fees | |
Monthly Maintenance Fee | N/A |
Foreign ATM Fees | N/A |
Insufficient Funds Fee | $29.00 |
Incoming Wires | N/A |
Statements | |
Paper Statements | Yes |
Online Statements | Yes |
Online and Telephone Banking | |
Online Banking | Yes |
Telephone Banking | × |
Mobile Banking | Yes |
Deposit Checks with Mobile Device | Yes |
Free Bill Pay | × |
Online Bill Payments Required | × |
Account Opening | |
Open Online | Yes |
Insured by | F.D.I.C. |
Customer Reviews for MutualOne Bank
Thomas DeMauro
August 28, 2022
Rates are totally uncompetitive now.
Is this review helpful? Yes:0 / No: 0
Jazzy in Georgia
March 25, 2021 |
Completely excessive number of customer service phone calls after setting up account. Well meaning, but over the top.
Is this review helpful? Yes:3 / No: 0
Jason Turnable
February 15, 2021 |
And, poof, just like that. After years of being competitive, they've dropped their MM rate from 0.70 to 0.45 in two weeks.
Is this review helpful? Yes:3 / No: 0
IDK
February 10, 2021 |
I opened CDs with no issue, they didn't want to set me up for bank-to-bank transfer for a savings account. Someone called me several times and I would call back and get told they had everything. Not worth all the emails and phone calls.
Is this review helpful? Yes:3 / No: 0
D Lorenz
February 10, 2021 |
A little weak around the edges!
Is this review helpful? Yes:3 / No: 0
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