Popular Direct
Online Savings Account - 5.20% APY

• $5,000 minimum deposit
• 24/7 account access and customer support
• FDIC insured


Fee and Feature Guide

Savings Account
Interest Rate
APY 5.20%
Minimum deposit amount $100.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $5,000.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $0.00
Fees
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee $35.00
Incoming Wires N/A
Statements
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes
Account Opening
Open Online Yes
Insured by F.D.I.C.

Customer Reviews for Popular Direct (38)


  • December 18, 2023 |

    I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason is because the interest is coming down and they are not willing to offer those rates. At the time of application, the rates were still being offer but it took Popular Direct over a week to review, remember I'm not borrowing money, I'm depositing money, what a joke

  • November 17, 2023 |

    Online Savings Rates

    terrible bank - save yourself the aggrevation and even take a few pennies less if necessary

  • July 3, 2023 |

    Online CDs 12 Month Rates

    1-year rate of 5.35% is good, but the early withdrawal penalties are absurd. Unless you know you won't need the money in less than 1-year (no loss of job, divorce, cancer, etc.), buying a 1-year CD with a 270 day early withdrawal penalty is a bad idea. I will gladly take a little less for a lower fee. Forbright at 5.30% is a much better idea here.

  • June 25, 2023 |

    Online Savings Rates

    A complete waste of time

  • June 18, 2023 |

    Online Savings Rates

    impossible to get money back after cd maturity. couldn't even transfer it to their savings acct.


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