Quontic Bank :
Online Savings Account - 0.55% APY

• Minimum opening deposit: $100.
• No monthly service fees.
• Interest is compounded daily and credited to the account every month.


Fee and Feature Guide

Savings Account
Interest Rate
APY 0.55%
Minimum deposit amount $100.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $100.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $0.00
Fees
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee $35.00
Incoming Wires $10.00
Statements
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes
Account Opening
Open Online Yes
Insured by F.D.I.C.

Reviews on Quontic Bank

| Feb 15, 2021

Borrowing in USD and lending in BTC, what could possibly go wrong??? (You are the lender in USD).

| Feb 12, 2021

I opened a CD last summer and received well below the contracted rate due to their delay, not mine. I discovered it months later and had no recourse. I am bombarded with ads and other promotions. i have even received phone calls from India that I believe originate from opening this account. I feel like the victim of a phishing operation.

| Feb 10, 2021

Bitcoin is a mugs game and since this bank is all about bitcoin, I think it might be too!

| Feb 02, 2021

Opened up a savings account and my rate is double what I had with my last account. Sign up was super easy so so far so good with Quontic!

| Dec 23, 2020

I aborted transaction a couple of weeks ago because got concerned about look-and-feel and responsiveness of website, and I have been getting spammed nonstop since then. The spamming is coming not just from them but they are clearly also selling my email address.