Tiaa Bank / Everbank
Online Savings Account - 5.15% APY
• The required minimum opening deposit is $25.
• For any month in which the account's average daily balance is below $25, a $5 fee applies.
• The minimum opening deposit requirement and monthly account fee are waived for residents of Rhode Island.
• No monthly account fee with minimum balance.
• Mobile check deposits.
• TIAA Bank does not charge its clients ATM fees at TIAA Bank or other financial institution ATMs.
• Automatically reimburse to the clients for other financial institution ATM fees on U.S. ATM transactions during any month that the average daily balance for the account is at least $5,000. For balances under $5,000, it will reimburse to the clients up to $15 in ATM fees monthly.
Fee and Feature Guide
|
Savings Account |
| Interest Rate |
|
| APY |
5.15% |
| Minimum deposit amount |
$0.00 |
| Maximum deposit amount |
$250,000.00 |
| Balance Requirements |
|
| Minimum Opening Deposit |
$25.00
|
| Minimum Balance to Avoid Fees |
$0.00 |
| Minimum Required Balance |
$0.00 |
| Fees |
|
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
$30.00 |
| Incoming Wires |
N/A
|
| Statements |
|
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
|
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
| Account Opening |
|
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
Recent Rate Changes
|
Date
|
APY
|
|
December 5, 2023 |
5.15%
|
|
August 20, 2023 |
4.75%
|
Customer Reviews for TIAA Bank / Everbank (40)
Trey D
November 12, 2023 |
This was terrible as Everbank. Then it was terrible as TIAA. Now it is terrible as Everbank again. Not sure where they are going with the branding, but still terrible. (Bestcashcow's system is forcing me to give it one-half star but it should be zero).
Is this review helpful? Yes:2 / No: 0
TRU
January 9, 2023 |
TIAA stole money from university professors and staff and mismanaged assets so badly that a generation of people in academia were denied a comfortable retirement.
Is this review helpful? Yes:3 / No: 4
Cheryl
July 15, 2021
I finally closed my account. Was great back in the day as everbank but now it is a joke in every way.
Is this review helpful? Yes:8 / No: 1
John t.
July 24, 2020
Went to renew a cd at branch in Jacksonville Fl , on main street, they said I would have to keep driving around building , if any cars came in behind me. They have 2 drive throughs and wouldn't open other lane, Now you have 3 or 4 women plus a guard behind glass in the building just staring through at you and about had a heart attack when I suggested opening other lane so I could finish renewing my cd. Pure lazy, afraid they might have to hustle a little. Since you couldn't go in you have to use drive through. I told them this was bull s. and they just kept staring through the glass like owls saying have a nice day, have a nice day. They were just rude and lazy. I'm going to another bank when cds mature even if rates are lower!!
Is this review helpful? Yes:10 / No: 0
John t.
July 24, 2020
Went to renew a cd at branch in Jacksonville Fl , on main street, they said I would have to keep driving around building , if any cars came in behind me. They have 2 drive throughs and wouldn't open other lane, Now you have 3 or 4 women plus a guard behind glass in the building just staring through at you and about had a heart attack when I suggested opening other lane so I could finish renewing my cd. Pure lazy, afraid they might have to hustle a little. Since you couldn't go in you have to use drive through. I told them this was bull s. and they just kept staring through the glass like owls saying have a nice day, have a nice day. They were just rude and lazy. I'm going to another bank when cds mature even if rates are lower!!
Is this review helpful? Yes:13 / No: 1
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