Compound Interest Calculator
CD 4-year Account from ADVANCIAL with 3.63% APY and $1,000 minimum deposit

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The product CD 4-year Account from ADVANCIAL with 3.63% APY and $1,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $28,568. The interest earned would be $8,568 and the tax amount on the interest earned would be approximately $2,571.

Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

The Results for ADVANCIAL

Savings Boost of
$4,808 over 10 years

Cash Savings $20,000

Average Interest Earned $1,190

ADVANCIAL Interest Earned $5,998

Compare

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

	Rate: 0.82%	Annual Interest	Annual Interest (After Tax)
1	20,000	164	115
2	20,164	165	116
3	20,329	166	117
4	20,495	168	118
5	20,663	169	118
6	20,833	171	119
7	21,003	172	120
8	21,175	173	121
9	21,349	175	122
10	21,523	176	123
	TOTAL:	$1,700	$1,190

ADVANCIAL Scenario

	Rate: 3.63%	Annual Interest	Annual Interest (After Tax)
1	20,000	726	508
2	20,726	752	527
3	21,478	780	546
4	22,258	808	566
5	23,066	837	586
6	23,903	868	607
7	24,771	899	629
8	25,670	932	652
9	26,602	966	676
10	27,568	1,001	700
	TOTAL:	$8,568	$5,998

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.

Recent Rate Changes

Date	APY
December 22, 2025	3.63%
September 1, 2023	4.99%
August 20, 2023	4.98%

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Compound Interest Calculator CD 4-year Account from ADVANCIAL with 3.63% APY and $1,000 minimum deposit