The product CD Account from Ameris Bank with 0.20% APY and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $20,404. The interest earned would be $404 and the tax amount on the interest earned would be approximately $121.
Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account
This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.
| Rate: 0.81% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 162 | 113 |
| 2 | 20,162 | 163 | 114 |
| 3 | 20,325 | 164 | 115 |
| 4 | 20,489 | 166 | 116 |
| 5 | 20,654 | 167 | 117 |
| 6 | 20,821 | 168 | 118 |
| 7 | 20,989 | 170 | 119 |
| 8 | 21,159 | 171 | 120 |
| 9 | 21,330 | 172 | 121 |
| 10 | 21,502 | 174 | 122 |
| TOTAL: | $1,676 | $1,173 |
| Rate: 0.20% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 40 | 28 |
| 2 | 20,040 | 40 | 28 |
| 3 | 20,080 | 40 | 28 |
| 4 | 20,120 | 40 | 28 |
| 5 | 20,160 | 40 | 28 |
| 6 | 20,201 | 40 | 28 |
| 7 | 20,241 | 40 | 28 |
| 8 | 20,282 | 41 | 28 |
| 9 | 20,322 | 41 | 28 |
| 10 | 20,363 | 41 | 29 |
| TOTAL: | $404 | $283 |
The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
Learn More | |
|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
Learn More | |
|
Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
Learn More | |
|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
Learn More | |
|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
Learn More | |
|
Last change: ↑0.09% on March 12. |
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Customer Reviews for Ameris Bank
COLETTE B
May 30, 2022
I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE YOU AN EXAMPLE. THERE IS NO WAY EVER TO GET THROUGH TO ANY ONE. LAST TIME I HAD A QUESTION ABOUT WHETHER I COULD PAY WITH A CREDIT CARD -- I WAS ON HOLD FOR AN HOUR SEVERAL TIMES, MYSTERIOUSLY DROPPED... THEN GOT A MESSAGE THAT NOBODY WAS WORKING DURNG THAT HOUR (WHY NOT TELL ME BEFORE I WAITED???)... I NEVER GOT THE ANSWER. THIS MONTH, I COULDN'T FIGURE OUT MY PASSWORD, SO CALLED... ENDLESS WAITING, SAME THING... NEVER SPOKE TO ANYONE... STILL CAN'T GET IN ACCOUNT... IT'S FRUSTRATING, INSULTING, DEGRADING, DEHUMANIZING, AND A TOTAL NIGHTMARE. THEY NEED A COMPLETE REHAUL OF THEIR CUSTOMER SERVICE -- THEY OFFER NONE. WORST EVER.
Is this review helpful? Yes:0 / No: 0
Michael
January 14, 2022 |
I normally don’t go out of my way to condemn a bank but in this case it’s really my duty.
If you want a car loan, please go to another more reputable institution. My story will convince you. I bought a Hyundai Santa Fe in 2018 in Roswell, GA. BTW, Rick Case Hyu dai are Rock Stars and have treated me very well. When I moved to Florida inSep of 2021, I applied for my Tag 10 Sep 2021. It’s 14 Jan 2021 and I still have no Tag because the incompetent group of invalids running the Title dept and the third party that actually does the work are incapable of transferring a title to another state. After 90 days inFlorida, you can drive on a temporary tag until the title shows up. To this day, those morons have no idea where the title is and really aren’t too worried about it making it to Florida. I’ve called multiple times a week only to be told, “ it’s still being processed”. Probably a phrase on a card they are trained to repeat. My car is almost paid off and I don’t want to sell or trade, but if I can’t drive it I may be forced to do so. Can’t drive, to work, the store, the doctors office, nothing. The incompetence of this organization is inexcusable. I’ve never dealt will the sorriest group of individuals in my entire life. Do not use this bank for no reason. You’ll regret it I promise.
Is this review helpful? Yes:0 / No: 0
Frank
April 6, 2021 |
This bank bought out my bank which had already been bought before. I stayed with them. But I'm about to leave. I could open a bank across from this place and pout it out of business by simply offering CUSTOMER SERVICE!!!
Is this review helpful? Yes:0 / No: 0
Sherri
January 25, 2016
I love Ameris Bank and, especially the branch manager and staff at the St. Johns Town Center branch. Very friendly, very responsive, always trying to help. Highly recommend them!
Is this review helpful? Yes:2 / No: 0
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