Compound Interest Calculator
CD 4-year Account from Barclays Bank Delaware with 2.50% APY and $0 minimum deposit
Use or Change These Amounts and Rates
The product CD 4-year Account from Barclays Bank Delaware with 2.50% APY and $0 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $25,602. The interest earned would be $5,602 and the tax amount on the interest earned would be approximately $1,681.
Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.
The Results for Barclays Bank Delaware
Savings Boost of
$2,725 over 10 years
$2,725 over 10 years
Cash Savings
$20,000
Average Interest Earned
$1,196
Barclays Bank Delaware Interest Earned
$3,921
See comparison detail table
This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.
Comparison Detail Table Close X
Average Rate Scenario
| Rate: 0.82% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 165 | 115 |
| 2 | 20,165 | 166 | 116 |
| 3 | 20,331 | 167 | 117 |
| 4 | 20,498 | 169 | 118 |
| 5 | 20,667 | 170 | 119 |
| 6 | 20,837 | 171 | 120 |
| 7 | 21,008 | 173 | 121 |
| 8 | 21,181 | 174 | 122 |
| 9 | 21,355 | 176 | 123 |
| 10 | 21,531 | 177 | 124 |
| TOTAL: | $1,708 | $1,196 |
Barclays Bank Delaware Scenario
| Rate: 2.50% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 500 | 350 |
| 2 | 20,500 | 513 | 359 |
| 3 | 21,013 | 525 | 368 |
| 4 | 21,538 | 538 | 377 |
| 5 | 22,076 | 552 | 386 |
| 6 | 22,628 | 566 | 396 |
| 7 | 23,194 | 580 | 406 |
| 8 | 23,774 | 594 | 416 |
| 9 | 24,368 | 609 | 426 |
| 10 | 24,977 | 624 | 437 |
| TOTAL: | $5,602 | $3,921 |
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The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.
Recent Rate Changes
| Date | APY |
|---|---|
| December 12, 2025 | 2.50% |
| October 29, 2025 | 3.00% |
| April 4, 2025 | 3.25% |
| August 16, 2024 | 3.00% |
| February 9, 2024 | 3.50% |
| December 22, 2023 | 4.20% |
| September 15, 2023 | 4.45% |
| August 20, 2023 | 4.25% |
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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|
Take your savings to the next level with our 12-month online CD special! 12-Month |
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|
|
4.65% |
$1,000 |
Learn More | |
|
Last change: ↑0.35% on September 25. |
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|
|
4.50% |
$500 |
Learn More | |
|
Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
|
Last change: ↑0.43% on April 27. |
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|
|
4.50% |
$2,500 |
Learn More | |
|
Last change: ↑0.10% on September 25. |
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Customer Reviews for Barclays Bank Delaware (35)
3.1 out of 5 based on 20 ratings
LenaL
May 2, 2022 |
Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anything else from the list.
Is this review helpful? Yes:0 / No: 0
GAM
November 8, 2021
As of 11/03/2021 online savings rate increased to 0.50%
Is this review helpful? Yes:1 / No: 0
WallyC
December 11, 2020 |
All the good reviews on this site are planted by the bank. This is the worst. It used to be good and the transfer speed is good. Still they lower their rates below anyone else and do it without the notice that everyone else gives. Terribly upsetting to check my account monthly and see the rates falling. The constant credit card cross selling is annoying. Love Jet Blue but dealing with Barclays in really bad.
Is this review helpful? Yes:0 / No: 0
Trump for Jail 2020
August 6, 2020 |
This bank does not provide email notice of changes in savings account rates the way that other online banks do. Otherwise, it is the best one of these places to work with.
Is this review helpful? Yes:0 / No: 0
Gustavo L 18
February 28, 2020 |
This bank used to be the best one but everything has gone to pot here and I mean everything. In 1 year. Avoid this one. There are plenty of better banks on the list.
Is this review helpful? Yes:1 / No: 1
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