Compound Interest Calculator
CD 1-year Account from Community Commerce Bank with 3.76% APY and $10,000 minimum deposit
Use or Change These Amounts and Rates
The product CD 1-year Account from Community Commerce Bank with 3.76% APY and $10,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $28,929. The interest earned would be $8,929 and the tax amount on the interest earned would be approximately $2,679.
Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.
The Results for Community Commerce Bank
Savings Boost of
$5,456 over 10 years
$5,456 over 10 years
Cash Savings
$20,000
Average Interest Earned
$794
Community Commerce Bank Interest Earned
$6,250
See comparison detail table
This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.
Comparison Detail Table Close X
Average Rate Scenario
| Rate: 0.55% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 111 | 77 |
| 2 | 20,111 | 111 | 78 |
| 3 | 20,222 | 112 | 78 |
| 4 | 20,334 | 112 | 79 |
| 5 | 20,446 | 113 | 79 |
| 6 | 20,559 | 114 | 80 |
| 7 | 20,673 | 114 | 80 |
| 8 | 20,787 | 115 | 80 |
| 9 | 20,902 | 116 | 81 |
| 10 | 21,018 | 116 | 81 |
| TOTAL: | $1,134 | $794 |
Community Commerce Bank Scenario
| Rate: 3.76% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 752 | 526 |
| 2 | 20,752 | 780 | 546 |
| 3 | 21,532 | 810 | 567 |
| 4 | 22,342 | 840 | 588 |
| 5 | 23,182 | 872 | 610 |
| 6 | 24,054 | 904 | 633 |
| 7 | 24,958 | 938 | 657 |
| 8 | 25,896 | 974 | 682 |
| 9 | 26,870 | 1,010 | 707 |
| 10 | 27,880 | 1,048 | 734 |
| TOTAL: | $8,929 | $6,250 |
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Recent Rate Changes
| Date | APY |
|---|---|
| May 27, 2026 | 3.76% |
| September 22, 2024 | 4.54% |
| September 6, 2024 | 4.59% |
| August 16, 2024 | 4.75% |
| August 2, 2024 | 4.85% |
| March 26, 2024 | 5.12% |
| January 12, 2024 | 4.85% |
| October 27, 2023 | 5.12% |
| August 20, 2023 | 5.13% |
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.70% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
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Last change: ↑0.10% on October 8. |
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4.85% |
$500 |
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Last change: ↑0.81% on April 27. |
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|
4.85% |
$500 |
Learn More | |
|
Last change: ↑0.80% on April 27. |
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Customer Reviews for Community Commerce Bank
4.0 out of 5 based on 1 rating
samcasino
March 5, 2021
The best rate on any CD or savings account is .40%
Is this review helpful? Yes:0 / No: 0
NORTY FLATZ
December 3, 2019 |
I enjoyed doing business with CBB, even back in the days of them being "Community Thrift & Loan." I had my accounts there for decades.The only reason I no longer do business with CBB is that they closed the only local branch to me. (Oceanside.)
Sure wish they'd come back to the San Diego market.
Is this review helpful? Yes:1 / No: 0
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