The product CD 1-year Account from CREDIT HUMAN with 3.70% APY and $5,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $28,762. The interest earned would be $8,762 and the tax amount on the interest earned would be approximately $2,629.
Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.
This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.
| Rate: 0.55% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 109 | 77 |
| 2 | 20,109 | 110 | 77 |
| 3 | 20,219 | 111 | 77 |
| 4 | 20,330 | 111 | 78 |
| 5 | 20,441 | 112 | 78 |
| 6 | 20,553 | 112 | 79 |
| 7 | 20,665 | 113 | 79 |
| 8 | 20,778 | 114 | 80 |
| 9 | 20,892 | 114 | 80 |
| 10 | 21,006 | 115 | 80 |
| TOTAL: | $1,121 | $785 |
| Rate: 3.70% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 740 | 518 |
| 2 | 20,740 | 767 | 537 |
| 3 | 21,507 | 796 | 557 |
| 4 | 22,303 | 825 | 578 |
| 5 | 23,128 | 856 | 599 |
| 6 | 23,984 | 887 | 621 |
| 7 | 24,872 | 920 | 644 |
| 8 | 25,792 | 954 | 668 |
| 9 | 26,746 | 990 | 693 |
| 10 | 27,736 | 1,026 | 718 |
| TOTAL: | $8,762 | $6,133 |
The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.
| Date | APY |
|---|---|
| December 12, 2025 | 3.70% |
| September 24, 2025 | 3.75% |
| April 4, 2025 | 3.86% |
| February 20, 2025 | 4.26% |
| September 22, 2024 | 3.76% |
| September 18, 2024 | 4.11% |
| September 6, 2024 | 4.20% |
| August 31, 2024 | 4.30% |
| August 16, 2024 | 4.40% |
| May 20, 2024 | 4.70% |
| February 2, 2024 | 4.75% |
| December 22, 2023 | 4.70% |
| December 15, 2023 | 5.10% |
| December 1, 2023 | 5.20% |
| November 17, 2023 | 5.30% |
| November 7, 2023 | 5.50% |
| October 3, 2023 | 5.70% |
| September 19, 2023 | 5.50% |
| September 13, 2023 | 4.90% |
| August 20, 2023 | 4.80% |
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.20% |
$50,000 |
Learn More | |
|
Last change: ↑0.20% on December 7. |
||||
|
|
4.15% |
$500 |
Learn More | |
|
Last change: ↑0.15% on December 22. |
||||
|
|
4.10% |
$1,000 |
Learn More | |
|
|
4.10% |
$2,500 |
Learn More | |
|
Last change: ↑0.20% on December 7. |
||||
|
|
4.10% |
$0 |
Learn More | |
|
Last change: ↑0.10% on November 3. |
||||
Customer Reviews for Credit Human
Anavile23
July 10, 2019
Does credit human use ChexSystems
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