Compound Interest Calculator
CD 4-year Account from CREDIT UNION OF GEORGIA with 3.30% APY and $500 minimum deposit

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The product CD 4-year Account from CREDIT UNION OF GEORGIA with 3.30% APY and $500 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $27,672. The interest earned would be $7,672 and the tax amount on the interest earned would be approximately $2,301.

Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

The Results for CREDIT UNION OF GEORGIA

Savings Boost of
$4,180 over 10 years

Cash Savings $20,000

Average Interest Earned $1,190

CREDIT UNION OF GEORGIA Interest Earned $5,370

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This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

	Rate: 0.82%	Annual Interest	Annual Interest (After Tax)
1	20,000	164	115
2	20,164	165	116
3	20,329	166	117
4	20,495	168	118
5	20,663	169	118
6	20,833	171	119
7	21,003	172	120
8	21,175	173	121
9	21,349	175	122
10	21,523	176	123
	TOTAL:	$1,700	$1,190

CREDIT UNION OF GEORGIA Scenario

	Rate: 3.30%	Annual Interest	Annual Interest (After Tax)
1	20,000	660	462
2	20,660	682	477
3	21,342	704	493
4	22,046	728	509
5	22,774	752	526
6	23,525	776	543
7	24,301	802	561
8	25,103	828	580
9	25,932	856	599
10	26,788	884	619
	TOTAL:	$7,672	$5,370

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The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.

Recent Rate Changes

Date	APY
September 18, 2025	3.30%
February 17, 2025	3.45%
August 16, 2024	3.40%
August 2, 2024	3.45%
January 30, 2024	3.70%
August 18, 2023	4.00%

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Climate First Bank	4.34%	$500	Learn More
Last change: ↑1.66% on April 4.
Climate First Bank	4.34%	$500	Learn More
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Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
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Home Savings Bank	4.20%	$5,000	Learn More
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Bread Savings, a division of Bread Financial	4.20%	$1,500	Learn More
Last change: ↓0.10% on October 13.

Compound Interest Calculator CD 4-year Account from CREDIT UNION OF GEORGIA with 3.30% APY and $500 minimum deposit