Compound Interest Calculator
CD Account from CREDIT UNION OF SOUTHERN CALIFORNIA with 3.35% APY

Small differences in savings or CD rates may seem trivial. But, earning more in your savings and CD accounts can lead to much larger account balances over time when you examine the difference in compound interest over time. Use our calculator on the right below to see how much larger your accounts can be by moving to higher earning savings and CD rates.

Use or Change These Amounts and Rates

The Results for CREDIT UNION OF SOUTHERN CALIFORNIA

Savings Boost of
$5,164 over 10 years
Cash Savings $20,000
Average Interest Earned $300

 
CREDIT UNION OF SOUTHERN CALIFORNIA Interest Earned $5,464

 

 

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

Rate:
0.21%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 42 30
2 20,042 42 30
3 20,085 43 30
4 20,127 43 30
5 20,170 43 30
6 20,213 43 30
7 20,256 43 30
8 20,299 43 30
9 20,342 43 30
10 20,385 43 30
TOTAL: $428 $300

CREDIT UNION OF SOUTHERN CALIFORNIA Scenario

Rate:
3.35%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 670 469
2 20,670 692 485
3 21,362 716 501
4 22,078 740 518
5 22,818 764 535
6 23,582 790 553
7 24,372 816 572
8 25,189 844 591
9 26,032 872 610
10 26,904 901 631
TOTAL: $7,806 $5,464

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.

 

Featured CD Rates

ONLINE BANKS APY? MIN?

Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%.

Last change: ↑0.46% on December 15, 2023.

Last change: ↑0.20% on September 8, 2023.

Last change: ↓0.05% on March 15.

Last change: ↑0.09% on March 12.