Compound Interest Calculator
CD Account from FEDERAL EMPLOYEES with 1.30% APY

Small differences in savings or CD rates may seem trivial. But, earning more in your savings and CD accounts can lead to much larger account balances balances over time when you examine the difference in compound interest over time. Use our calculator on the right below to see how much larger your accounts can be by moving to higher earning savings and CD rates.

Use or Change these Amounts And Rates

The Results for FEDERAL EMPLOYEES

Savings Boost of
$1,023 over 10 years
Cash Savings $20,000
Average Interest Earned $907

 
FEDERAL EMPLOYEES Interest Earned $1,930

 

 

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

Rate:
0.63%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 126 88
2 20,126 127 89
3 20,253 128 89
4 20,380 128 90
5 20,509 129 90
6 20,638 130 91
7 20,768 131 92
8 20,899 132 92
9 21,031 132 93
10 21,163 133 93
TOTAL: $1,296 $907

FEDERAL EMPLOYEES Scenario

Rate:
1.30%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 260 182
2 20,260 263 184
3 20,523 267 187
4 20,790 270 189
5 21,060 274 192
6 21,334 277 194
7 21,612 281 197
8 21,893 285 199
9 22,177 288 202
10 22,465 292 204
TOTAL: $2,757 $1,930

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.