Compound Interest Calculator
Savings Account from Laurel Road, a division of KeyBank with 3.75% APY and $25,000 minimum deposit
Use or Change These Amounts and Rates
The product Savings Account from Laurel Road, a division of KeyBank with 3.75% APY and $25,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $28,901. The interest earned would be $8,901 and the tax amount on the interest earned would be approximately $2,670.
Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.
The Results for Laurel Road, a division of KeyBank
Savings Boost of
$5,900 over 10 years
$5,900 over 10 years
Cash Savings
$20,000
Average Interest Earned
$331
Laurel Road, a division of KeyBank Interest Earned
$6,231
See comparison detail table
This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.
Comparison Detail Table Close X
Average Rate Scenario
| Rate: 0.23% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 47 | 33 |
| 2 | 20,047 | 47 | 33 |
| 3 | 20,094 | 47 | 33 |
| 4 | 20,141 | 47 | 33 |
| 5 | 20,188 | 47 | 33 |
| 6 | 20,235 | 47 | 33 |
| 7 | 20,282 | 47 | 33 |
| 8 | 20,330 | 48 | 33 |
| 9 | 20,377 | 48 | 33 |
| 10 | 20,425 | 48 | 33 |
| TOTAL: | $473 | $331 |
Laurel Road, a division of KeyBank Scenario
| Rate: 3.75% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 750 | 525 |
| 2 | 20,750 | 778 | 545 |
| 3 | 21,528 | 807 | 565 |
| 4 | 22,335 | 838 | 586 |
| 5 | 23,173 | 869 | 608 |
| 6 | 24,042 | 902 | 631 |
| 7 | 24,944 | 935 | 655 |
| 8 | 25,879 | 970 | 679 |
| 9 | 26,849 | 1,007 | 705 |
| 10 | 27,856 | 1,045 | 731 |
| TOTAL: | $8,901 | $6,231 |
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Recent Rate Changes
| Date | APY |
|---|---|
| August 10, 2026 | 3.75% |
| August 5, 2026 | 3.75% |
| July 27, 2026 | 3.75% |
| July 21, 2026 | 3.75% |
| July 13, 2026 | 3.75% |
| July 6, 2026 | 3.75% |
| June 29, 2026 | 3.50% |
| June 26, 2026 | 3.50% |
| June 22, 2026 | 3.50% |
| June 17, 2026 | 3.50% |
| June 12, 2026 | 3.50% |
| June 8, 2026 | 3.50% |
| June 1, 2026 | 3.50% |
| May 25, 2026 | 3.50% |
| May 22, 2026 | 3.50% |
| May 18, 2026 | 3.50% |
| May 4, 2026 | 3.50% |
| April 20, 2026 | 3.50% |
| April 6, 2026 | 3.50% |
| March 31, 2026 | 3.50% |
| March 23, 2026 | 3.50% |
| March 16, 2026 | 3.50% |
| October 13, 2025 | 3.50% |
| February 24, 2025 | 3.80% |
| January 25, 2025 | 4.00% |
| December 20, 2024 | 4.15% |
| November 18, 2024 | 4.50% |
| October 2, 2024 | 4.80% |
| August 25, 2024 | 5.00% |
| May 17, 2024 | 5.15% |
| August 20, 2023 | 5.00% |
Featured CD Rates
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
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Last change: ↑1.20% on August 6. |
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4.50% |
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Last change: ↑1.20% on August 6. |
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4.45% |
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Last change: ↑0.40% on April 27. |
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4.45% |
$500 |
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Last change: ↑0.38% on April 27. |
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Customer Reviews for Laurel Road, a division of KeyBank
5.0 out of 5 based on 1 rating
Yeller
May 8, 2023 |
STAY BELOW FDIC limits. This is a desperate product unleashed from a distressed bank!
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