Compound Interest Calculator
CD 18-month Account from Lone Star Bank with 2.09% APY and $1,000 minimum deposit



Use or Change These Amounts and Rates

The product CD 18-month Account from Lone Star Bank with 2.09% APY and $1,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $24,596. The interest earned would be $4,596 and the tax amount on the interest earned would be approximately $1,379.

Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

The Results for Lone Star Bank

Savings Boost of
$2,886 over 10 years
Cash Savings $20,000
Average Interest Earned $331

 
Lone Star Bank Interest Earned $3,217

 

 

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

Rate:
0.23%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 47 33
2 20,047 47 33
3 20,094 47 33
4 20,141 47 33
5 20,188 47 33
6 20,235 47 33
7 20,282 47 33
8 20,330 48 33
9 20,377 48 33
10 20,425 48 33
TOTAL: $473 $331

Lone Star Bank Scenario

Rate:
2.09%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 418 293
2 20,418 427 299
3 20,845 436 305
4 21,280 445 311
5 21,725 454 318
6 22,179 464 324
7 22,643 473 331
8 23,116 483 338
9 23,599 493 345
10 24,092 504 352
TOTAL: $4,596 $3,217
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Recent Rate Changes



Date APY
August 31, 2026 2.09%
December 12, 2025 2.30%
August 19, 2023 2.50%


Featured CD Rates

Advertiser Disclosure
ONLINE BANKS APY? MIN?

Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD.

12-Month

Last change: ↑0.05% on October 8.
Early Withdrawal Penalty is 730 days interest.

Last change: ↑0.10% on October 8.
Early Withdrawal Penalty is 365 days interest.

Last change: ↑0.05% on October 8.
Early Withdrawal Penalty is 365 days interest.

Last change: ↑0.66% on April 27.



Customer Reviews for Lone Star Bank

1.0 out of 5 based on 1 rating


  • May 21, 2021 |

    this bank is pooooooooooooooooooop


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