The product CD 3-month Account from RCB Bank with 3.17% APY and $1,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $27,325. The interest earned would be $7,325 and the tax amount on the interest earned would be approximately $2,198.
Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.
This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.
| Rate: 0.22% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 44 | 31 |
| 2 | 20,044 | 44 | 31 |
| 3 | 20,088 | 44 | 31 |
| 4 | 20,133 | 44 | 31 |
| 5 | 20,177 | 45 | 31 |
| 6 | 20,222 | 45 | 31 |
| 7 | 20,267 | 45 | 31 |
| 8 | 20,311 | 45 | 31 |
| 9 | 20,356 | 45 | 31 |
| 10 | 20,401 | 45 | 32 |
| TOTAL: | $446 | $312 |
| Rate: 3.17% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 634 | 444 |
| 2 | 20,634 | 654 | 458 |
| 3 | 21,288 | 675 | 472 |
| 4 | 21,963 | 696 | 487 |
| 5 | 22,659 | 718 | 503 |
| 6 | 23,377 | 741 | 519 |
| 7 | 24,119 | 765 | 535 |
| 8 | 24,883 | 789 | 552 |
| 9 | 25,672 | 814 | 570 |
| 10 | 26,486 | 840 | 588 |
| TOTAL: | $7,325 | $5,128 |
The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.
| Date | APY |
|---|---|
| September 20, 2025 | 3.17% |
| September 18, 2025 | 3.41% |
| December 23, 2024 | 3.51% |
| September 22, 2024 | 3.75% |
| November 22, 2023 | 4.25% |
| November 22, 2023 | 1.00% |
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.35% |
$1,000 |
Learn More | |
|
Last change: ↑2.35% on September 16. |
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|
|
4.34% |
$500 |
Learn More | |
|
Last change: ↑1.66% on April 4. |
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|
|
4.34% |
$500 |
Learn More | |
|
Last change: ↑0.66% on February 4. |
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|
|
4.30% |
$50,000 |
Learn More | |
|
Last change: ↓0.15% on September 23. |
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|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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Customer Reviews for RCB Bank
Holly cannady
October 13, 2020
Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I could go buy the car that I put on hold at the dealership They told me they were unable to cash it for 3 days. Thinking the check was not from a Reputable company. However it was from progressive. progressive is one of the most known widely know insurance company in the US. Even has stated on the check stub. That i tried to show the. So next week i will shopping for a new bank. Kind of sad i have deposited a hundred thousand in the last year between the 4 acct in my name not to mention my husband acct ..sadly if bank manger pam on north 14th in ponca city would of took the time to look at it instead of just say no. Smh time to find a new bank
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