The product Savings Account from Texas Capital Bank with 3.95% APY and $0 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $29,463. The interest earned would be $9,463 and the tax amount on the interest earned would be approximately $2,839.
Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.
This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.
| Rate: 0.23% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 45 | 32 |
| 2 | 20,045 | 45 | 32 |
| 3 | 20,090 | 45 | 32 |
| 4 | 20,135 | 45 | 32 |
| 5 | 20,181 | 45 | 32 |
| 6 | 20,226 | 46 | 32 |
| 7 | 20,272 | 46 | 32 |
| 8 | 20,317 | 46 | 32 |
| 9 | 20,363 | 46 | 32 |
| 10 | 20,409 | 46 | 32 |
| TOTAL: | $455 | $318 |
| Rate: 3.95% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 790 | 553 |
| 2 | 20,790 | 821 | 575 |
| 3 | 21,611 | 854 | 598 |
| 4 | 22,465 | 887 | 621 |
| 5 | 23,352 | 922 | 646 |
| 6 | 24,275 | 959 | 671 |
| 7 | 25,233 | 997 | 698 |
| 8 | 26,230 | 1,036 | 725 |
| 9 | 27,266 | 1,077 | 754 |
| 10 | 28,343 | 1,120 | 784 |
| TOTAL: | $9,463 | $6,624 |
The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.
| Date | APY |
|---|---|
| October 27, 2025 | 3.95% |
| June 16, 2025 | 4.10% |
| November 23, 2023 | 5.10% |
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.20% |
$50,000 |
Learn More | |
|
Last change: ↑0.20% on December 7. |
||||
|
|
4.15% |
$500 |
Learn More | |
|
Last change: ↑0.15% on December 22. |
||||
|
|
4.10% |
$1,000 |
Learn More | |
|
|
4.10% |
$2,500 |
Learn More | |
|
Last change: ↑0.20% on December 7. |
||||
|
|
4.10% |
$0 |
Learn More | |
|
Last change: ↑0.10% on November 3. |
||||
Customer Reviews for Texas Capital Bank
emily stroma
December 24, 2025 |
I was initially devastated when I lost my investment in what I thought was a legitimate opportunity, but everything changed when I came across Mrs, Lisa Elizabeth She’s an expert in forensic recovery and was incredibly understanding and professional. Thanks to her guidance, I was able to get my funds back. If you're in a similar situation, I highly recommend contacting her—she’s genuine and really knows her stuff, after everything lisa help me to recover total amount of $745000 USD, If you find yourself in the situation kindly contact her now, here is her Email: lisae lizabet 663@ gm ail . com or via WhatsApp::: +1 310 658 0921
Is this review helpful? Yes:0 / No: 0
6CellBattery
August 26, 2023 |
I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go to your local bank that pays 0.01 apy.
Most of the time, the user did something to cause there account to get locked out, like a rapid ach transfer out, well why would you open a savings account than just to transfer it out a month later?! Don't open an online savings account than and you'll be fine.
Is this review helpful? Yes:3 / No: 2
jhawk1500
September 21, 2022 |
I opened an account with Bask, a subsidiary of Texas Capital Bank, funded the account, and several days later, Bask "disabled" my account without notifying me or providing any explanation. In other words, they held my account funds hostage for weeks. Only after I initiated an FDIC investigation, did Bask make an effort to communicate. Bask never disclosed as to why they shut me out of my account. Don't do it! Bask, a subsidiary of Texas Capital Bank, is a despicable institution: not worth the risk or the stress.
Is this review helpful? Yes:12 / No: 3
Add Your Review
or use your Google account
or use your BestCashCow account