Compound Interest Calculator
CD 25-month Account from U.S. Bank National Association with 2.50% APY and $1,000 minimum deposit
Use or Change These Amounts and Rates
The product CD 25-month Account from U.S. Bank National Association with 2.50% APY and $1,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $25,602. The interest earned would be $5,602 and the tax amount on the interest earned would be approximately $1,681.
Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.
The Results for U.S. Bank National Association
Savings Boost of
$3,590 over 10 years
$3,590 over 10 years
Cash Savings
$20,000
Average Interest Earned
$331
U.S. Bank National Association Interest Earned
$3,921
See comparison detail table
This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.
Comparison Detail Table Close X
Average Rate Scenario
| Rate: 0.23% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 47 | 33 |
| 2 | 20,047 | 47 | 33 |
| 3 | 20,094 | 47 | 33 |
| 4 | 20,141 | 47 | 33 |
| 5 | 20,188 | 47 | 33 |
| 6 | 20,235 | 47 | 33 |
| 7 | 20,282 | 47 | 33 |
| 8 | 20,330 | 48 | 33 |
| 9 | 20,377 | 48 | 33 |
| 10 | 20,425 | 48 | 33 |
| TOTAL: | $473 | $331 |
U.S. Bank National Association Scenario
| Rate: 2.50% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 500 | 350 |
| 2 | 20,500 | 513 | 359 |
| 3 | 21,013 | 525 | 368 |
| 4 | 21,538 | 538 | 377 |
| 5 | 22,076 | 552 | 386 |
| 6 | 22,628 | 566 | 396 |
| 7 | 23,194 | 580 | 406 |
| 8 | 23,774 | 594 | 416 |
| 9 | 24,368 | 609 | 426 |
| 10 | 24,977 | 624 | 437 |
| TOTAL: | $5,602 | $3,921 |
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Recent Rate Changes
| Date | APY |
|---|---|
| July 2, 2026 | 2.50% |
| June 25, 2026 | 3.00% |
| April 1, 2026 | 2.85% |
| January 25, 2026 | 3.10% |
| January 12, 2026 | 3.75% |
| December 22, 2025 | 3.67% |
| October 22, 2025 | 3.50% |
| September 9, 2025 | 3.10% |
| July 22, 2025 | 3.40% |
| October 18, 2024 | 3.70% |
| September 2, 2024 | 4.00% |
| July 16, 2024 | 4.50% |
| March 18, 2024 | 4.75% |
| February 9, 2024 | 4.50% |
| December 15, 2023 | 4.00% |
| October 3, 2023 | 4.20% |
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
|
Last change: ↑1.20% on August 6. |
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Customer Reviews for U.S. Bank National Association
1.0 out of 5 based on 1 rating
Ugg
June 12, 2023 |
US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take over not knowing anything hiw he was paying bills. Billpay, autopay or by check or credit card.
I am in the account with him and have been. WE HAVE BEEN MARRIED 30 years next year. How dare they treat me like a goldigger. The account was just paying normal bills and me needing money to clean, move, sell a home (downsizing). I sold the house by myself to save money. Did all the work but steam cleaning carpet. I tore two tendins in my shoulder to save us money. I was taking care of my husbands needs after finding him initially dying and THEN HAD TO ENDURE TWO WEEKS OF HELL BECAUSE THE BANK DID THIS TO US. All charges DROPPED. I hate this bank staff of condescending -do gooders.
Is this review helpful? Yes:12 / No: 0
Larry Sweat
February 26, 2015
I own a 3/2 brick home built in 2006 in North Richland Hills, TX near Fort Worth that has a tax appraised value of $196,000. I currently have a single mortgage with a balance of $46,000. I will have this mortgage paid off within 12 months because I am paying at an accelerated monthly amount of $5000. My credit score is 806. Can you offer me a 3.99% HELOC for $75,000 that is locked for the first 24 months of the note which will not vary more than 2% per year after the first 24 months and can I pay interest only for the first 24 months?
Is this review helpful? Yes:11 / No: 12
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