Compound Interest Calculator
CD 4-year Account from VIRGINIA CREDIT UNION, INC., with 3.41% APY and $5,000 minimum deposit
Use or Change These Amounts and Rates
The product CD 4-year Account from VIRGINIA CREDIT UNION, INC., with 3.41% APY and $5,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $27,968. The interest earned would be $7,968 and the tax amount on the interest earned would be approximately $2,390.
Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.
The Results for VIRGINIA CREDIT UNION, INC.,
Savings Boost of
$4,380 over 10 years
$4,380 over 10 years
Cash Savings
$20,000
Average Interest Earned
$1,197
VIRGINIA CREDIT UNION, INC., Interest Earned
$5,577
See comparison detail table
This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.
Comparison Detail Table Close X
Average Rate Scenario
| Rate: 0.82% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 165 | 115 |
| 2 | 20,165 | 166 | 116 |
| 3 | 20,331 | 168 | 117 |
| 4 | 20,498 | 169 | 118 |
| 5 | 20,667 | 170 | 119 |
| 6 | 20,838 | 172 | 120 |
| 7 | 21,009 | 173 | 121 |
| 8 | 21,183 | 175 | 122 |
| 9 | 21,357 | 176 | 123 |
| 10 | 21,533 | 177 | 124 |
| TOTAL: | $1,710 | $1,197 |
VIRGINIA CREDIT UNION, INC., Scenario
| Rate: 3.41% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 682 | 477 |
| 2 | 20,682 | 705 | 494 |
| 3 | 21,387 | 729 | 511 |
| 4 | 22,117 | 754 | 528 |
| 5 | 22,871 | 780 | 546 |
| 6 | 23,651 | 806 | 565 |
| 7 | 24,457 | 834 | 584 |
| 8 | 25,291 | 862 | 604 |
| 9 | 26,154 | 892 | 624 |
| 10 | 27,045 | 922 | 646 |
| TOTAL: | $7,968 | $5,577 |
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The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.
Recent Rate Changes
| Date | APY |
|---|---|
| October 27, 2025 | 3.41% |
| October 6, 2025 | 3.46% |
| September 20, 2025 | 3.51% |
| September 15, 2025 | 3.56% |
| September 8, 2025 | 3.61% |
| April 14, 2025 | 3.66% |
| September 30, 2024 | 3.71% |
| September 22, 2024 | 3.81% |
| August 12, 2024 | 3.91% |
Featured CD Rates
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4.50% | $100,000 |
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Customer Reviews for Virginia Credit Union, Inc.,
1.0 out of 5 based on 2 ratings
LA
August 14, 2023 |
Staff customer service very poor. Long wait times due to limited staffing.
Is this review helpful? Yes:0 / No: 0
Meriaam_123
March 30, 2022 |
one of the smaller less experienced credit unions I have never had to ride to branch to bring an ID and Drivers license ok people modern technology!!! Very poor customer service
Is this review helpful? Yes:1 / No: 1
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