Compound Interest Calculator
CD 4-year Account from WRIGHT-PATT CREDIT UNION, INC. with 3.62% APY and $500 minimum deposit

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The product CD 4-year Account from WRIGHT-PATT CREDIT UNION, INC. with 3.62% APY and $500 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $28,541. The interest earned would be $8,541 and the tax amount on the interest earned would be approximately $2,562.

Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

The Results for WRIGHT-PATT CREDIT UNION, INC.

Savings Boost of
$4,789 over 10 years

Cash Savings $20,000

Average Interest Earned $1,190

WRIGHT-PATT CREDIT UNION, INC. Interest Earned $5,979

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This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

	Rate: 0.82%	Annual Interest	Annual Interest (After Tax)
1	20,000	164	115
2	20,164	165	116
3	20,329	166	117
4	20,495	168	118
5	20,663	169	118
6	20,833	171	119
7	21,003	172	120
8	21,175	173	121
9	21,349	175	122
10	21,523	176	123
	TOTAL:	$1,700	$1,190

WRIGHT-PATT CREDIT UNION, INC. Scenario

	Rate: 3.62%	Annual Interest	Annual Interest (After Tax)
1	20,000	724	507
2	20,724	750	525
3	21,474	777	544
4	22,252	806	564
5	23,057	835	584
6	23,892	865	605
7	24,757	896	627
8	25,653	929	650
9	26,581	962	674
10	27,544	997	698
	TOTAL:	$8,541	$5,979

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The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.

Recent Rate Changes

Date	APY
December 7, 2025	3.62%
February 10, 2025	3.97%
October 27, 2023	4.23%

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Compound Interest Calculator CD 4-year Account from WRIGHT-PATT CREDIT UNION, INC. with 3.62% APY and $500 minimum deposit