Sophomoric as hell. I opened a LevelUp account for the 4.40% rate (now 4.20%). Rate requires automatic $250 deposit each month which I made, but I now realized that I never got that rate. Customer service operates from bedrooms and farms around the world and doesn't understand that they aren't providing the advertised rate if conditions are met. I am not giving up on this, but most will. Hard pass on all things LendingClub.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|  | 4.35% | $1,000 | Learn More | |
| Last change: ↑2.35% on September 16. | ||||
|  | 4.34% | $500 | Learn More | |
| Last change: ↑1.66% on April 4. | ||||
|  | 4.34% | $500 | Learn More | |
| 
                         
                                               
                               Last change: ↑0.66% on February 4. | ||||
|  | 4.30% | $50,000 | Learn More | |
| Last change: ↓0.15% on September 23. | ||||
|  | 4.25% | $25,000 | Learn More | |
| 
                         
                                               
                               Last change: ↓0.16% on September 18. | ||||
jaydub
Aug 18, 2025 |