Centennial Bank - Nationwide Branches

View Centennial Bank overview page →

Branch	Address	View Lobby Hours
Shamrock Branch	711 North Main Street, Shamrock, TX 79079	View Lobby Hours
Third And Euclid Branch	Third And Euclid Streets, Panhandle, TX 79068	View Lobby Hours
Dumas Financial Center Branch	800 S. Dumas Avenue, Dumas, TX 79029	View Lobby Hours
Dalhart Branch	312 E 2nd Street, Dalhart, TX 79022	View Lobby Hours
Taylor Branch	701 S. Taylor, Amarillo, TX 79101	View Lobby Hours
Olton Branch	612 Main Street, Olton, TX 79064	View Lobby Hours
South Western Branch	5050 South Western Street, Amarillo, TX 79109	View Lobby Hours
Coulter Branch	5100 S. Coulter, Amarillo, TX 79109	View Lobby Hours
Tascosa Road	500 Tascosa Road, Amarillo, TX 79124	View Lobby Hours
Lubbock 19th & Quaker Branch	4402 19th Street, Lubbock, TX 79407	View Lobby Hours
Silverton Branch	500 Main Street, Silverton, TX 79257	View Lobby Hours
4302 West 45th Branch	4302 West 45th, Amarillo, TX 79109	View Lobby Hours
416 Main Branch	416 Main, Sunray, TX 79086	View Lobby Hours
Soncy Branch	3423 Soncy Road, Amarillo, TX 79121	View Lobby Hours
Plainview Branch	3110 Olton Rd, Plainview, TX 79072	View Lobby Hours
Bell Street Branch	3134 Bell Street, Amarillo, TX 79109	View Lobby Hours
Georgia Street Branch	2614 S. Georgia Street, Amarillo, TX 79109	View Lobby Hours
Higgins Branch	21 North Main Street, Higgins, TX 79046	View Lobby Hours
Canadian Branch	200 Main Street, Canadian, TX 79014	View Lobby Hours
Lockney Branch	201 North Main Street, Lockney, TX 79241	View Lobby Hours
Canyon Branch	1908 4th Avenue, Canyon, TX 79015	View Lobby Hours
Dallas Branch	16633 Dallas Parkway, Suite 350, Addison, TX 75001	View Lobby Hours
Borger Branch	1431 West Wilson Street, Borger, TX 79007	View Lobby Hours
Pampa Branch	1125 North Hobart Street, Pampa, TX 79065	View Lobby Hours
Texline State Bank Branch	111 North Street, Texline, TX 79087	View Lobby Hours
Hereford Branch	110 N. 25 Mile Ave, Hereford, TX 79045	View Lobby Hours
Floydada Branch	105 South Wall, Floydada, TX 79235	View Lobby Hours
Stratford Branch	102 N. Main Street, Stratford, TX 79084	View Lobby Hours
Downtown Express Bank	1000 S. Buchanan, Amarillo, TX 79101	View Lobby Hours
Happy State Bank	100 East Main Street, Happy, TX 79042	View Lobby Hours
Allen Branch	700 Central Expressway S., Suite 120, Allen, TX 75013	View Lobby Hours
Dfw-Ridgmar Branch	2525 Ridgmar Blvd, Fort Worth, TX 76116	View Lobby Hours
Abilene - Village Drive Branch	One Village Drive, Suite 100, Abilene, TX 79606	View Lobby Hours
Lubbock - 98th Branch	4411 98th Street, Lubbock, TX 79424	View Lobby Hours
Kissimmee Branch	625 North Central Avenue, Kissimmee, FL 34741	View Lobby Hours

«
Page 1 of 7
2
3
4
5
6
7
»

Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.737%	5.625% 0.63 points $3,941 fees	$1,843	Learn More
NMLS ID: 3030		points fees		Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

See More Home Equity Rates →

New Bank Offers

Download a Free eBook

Bank On It:
The No Risk Way To Boost Your Savings

BestCashCow
Guide To Credit Card Travel Rewards

65 Questions to Ask before Choosing a CD

The Insider's Guide
to
Mortgages

Plan and Optimize Your Finances