Centennial Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Saint Cloud Branch	3552 13th Street, Saint Cloud, FL 34769	View Lobby Hours
Lakeland Branch	440 South Florida Avenue, Lakeland, FL 33801	View Lobby Hours
Zephyrhills Branch	37741 Eiland Blvd, Zephyrhills, FL 33542	View Lobby Hours
Spring Hill Branch	4301 Barclay Avenue, Spring Hill, FL 34609	View Lobby Hours
Plant City Branch	1907 James Redman Parkway, Plant City, FL 33563	View Lobby Hours
Winter Haven Branch	1606 1st Street South, Winter Haven, FL 33880	View Lobby Hours
Dade City Branch	14033 8th Street, Dade City, FL 33525	View Lobby Hours
Venice Branch	500 U. S. Highway 41 Bypass North, Venice, FL 34285	View Lobby Hours
Englewood Branch	1450 Placida Road, Englewood, FL 34223	View Lobby Hours
East Sarasota Branch	5850 Fruitville Road, Sarasota, FL 34232	View Lobby Hours
Downtown Sarasota Branch	333 North Orange Avenue, Sarasota, FL 34236	View Lobby Hours
Doral Branch	8630 Nw 25th Street, Doral, FL 33122	View Lobby Hours
Tampa Branch	4600 West Kennedy Boulevard, Tampa, FL 33609	View Lobby Hours
Jupiter Branch	3555 Military Trail, Jupiter, FL 33458	View Lobby Hours
Naples Branch	3021 Airport-Pulling Road North, Naples, FL 34105	View Lobby Hours
Fort Myers Branch	12670 Creekside Lane, Suite 101, Fort Myers, FL 33919	View Lobby Hours
Stonegate Bank Branch	400 North Federal Highway, Pompano Beach, FL 33062	View Lobby Hours
Coral Gables Branch	121 Alhambra Plaza Suite 151, Coral Gables, FL 33134	View Lobby Hours
Pine Island Office Branch	5551 Sunset Lane, Saint James City, FL 33956	View Lobby Hours
Hollywood Branch	4600 Hollywood Boulevard, Hollywood, FL 33021	View Lobby Hours
Coral Springs Branch	3111 North University Drive, Suite 101, Coral Springs, FL 33065	View Lobby Hours
Fort Lauderdale - Commercial Blvd Br	2929 East Commercial Blvd. Suite 101, Fort Lauderdale, FL 33308	View Lobby Hours
Weston Ii	2400 North Commerce Parkway, Weston, FL 33326	View Lobby Hours
Dania Beach Branch	1991 Stirling Road, Dania Beach, FL 33004	View Lobby Hours
North Federal Highway Branch	1430 North Federal Highway, Fort Lauderdale, FL 33304	View Lobby Hours
Weston Branch	1504 Weston Road, Weston, FL 33326	View Lobby Hours
Cooper City Branch	10310 Griffin Road, Cooper City, FL 33328	View Lobby Hours
Lakewood Ranch Banking Center Branch	8470 Enterprise Circle, Bradenton, FL 34202	View Lobby Hours
Cattlemen Banking Center Branch	6000 Cattleridge Boulevard, Sarasota, FL 34232	View Lobby Hours
4th Street Office	4845 4th Street North, Saint Petersburg, FL 33703	View Lobby Hours
Bay Cities Bank Branch	4301 West Boy Scout Boulevard, Suite 150, Tampa, FL 33607	View Lobby Hours
South Tampa Branch	3902 Henderson Boulevard, Tampa, FL 33629	View Lobby Hours
Carrollwood Branch	14877 North Dale Mabry Highway, Tampa, FL 33618	View Lobby Hours
Downtown Ft Lauderdale	707 Se 3rd Avenue, First Floor, Fort Lauderdale, FL 33316	View Lobby Hours
Fort Lauderdale Branch	2600 East Commercial Boulevard, Fort Lauderdale, FL 33308	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.737%	5.625% 0.63 points $3,941 fees	$1,843	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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