Centennial Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Hilltop Branch	3505 East Johnson Avenue, Jonesboro, AR 72401	View Lobby Hours
West Sunset Branch	3395 West Sunset Avenue, Springdale, AR 72762	View Lobby Hours
Monette Branch	302 West Drew Avenue, Monette, AR 72447	View Lobby Hours
Fayetteville Branch	3010 W. 6th Street, Fayetteville, AR 72701	View Lobby Hours
Paragould-Main Branch	300 West Emerson, Paragould, AR 72450	View Lobby Hours
Metro Branch	2901 South Walton Boulevard, Bentonville, AR 72712	View Lobby Hours
Liberty Bank Branch	2901 East Highland Drive, Jonesboro, AR 72401	View Lobby Hours
Russellville Branch	2701 West Main Street, Russellville, AR 72801	View Lobby Hours
Parkway Branch	2506 East Parkway Drive, Russellville, AR 72802	View Lobby Hours
Siloam Springs East Branch	2485 Highway 412 East, Siloam Springs, AR 72761	View Lobby Hours
Paragould Branch	2404 Linwood Drive, Paragould, AR 72450	View Lobby Hours
West Kingshighway Branch	2300 West Kingshighway, Paragould, AR 72450	View Lobby Hours
Caraway Road Branch	2241 South Caraway Road, Jonesboro, AR 72401	View Lobby Hours
Van Buren Branch	2110 Fayetteville Road, Van Buren, AR 72956	View Lobby Hours
Hardy Branch	1927 Hwy 62/412, Highland, AR 72542	View Lobby Hours
Downtown Branch	211 East Washington, Jonesboro, AR 72401	View Lobby Hours
Batesville Harrison Street Branch	1895 Harrison Street, Batesville, AR 72501	View Lobby Hours
Fayetteville Joyce Blvd Branch	1400 East Joyce Blvd, Fayetteville, AR 72703	View Lobby Hours
Morrilton Branch	1302 North Business Highway 9, Morrilton, AR 72110	View Lobby Hours
Batesville Branch	1240 Main Street, Batesville, AR 72501	View Lobby Hours
Clarksville Branch	1000 South Rodgers, Clarksville, AR 72830	View Lobby Hours
Gulf Shores Branch	2201 West First Street, Gulf Shores, AL 36542	View Lobby Hours
Pensacola Airport Road Branch	2200 Airport Boulevard, Pensacola, FL 32504	View Lobby Hours
Jonesboro Branch	715 Southwest Drive, Jonesboro, AR 72401	View Lobby Hours
Indirect Lending Branch	1150 N. Museum Road Suite 102, Conway, AR 72032	View Lobby Hours
Fort Smith Main Branch	5801 Rogers Avenue, Fort Smith, AR 72903	View Lobby Hours
Courier Service Branch	12141 Panama City Beach Parkway, Panama City Beach, FL 32407	View Lobby Hours
Seagrove Branch	3921 East County Highway 30-A, Santa Rosa Beach, FL 32459	View Lobby Hours
Las Olas Centre Loan Production Offi	350 East Las Olas Boulevard, Fort Lauderdale, FL 33311	View Lobby Hours
Messenger Service Branch	South Of C 15 Canal, Fort Lauderdale, FL 33308	View Lobby Hours
Boca Raton Branch	5255 North Federal Highway, Boca Raton, FL 33487	View Lobby Hours
Sarasota Branch	126 Osprey Avenue, Sarasota, FL 34236	View Lobby Hours
Jupiter Lpo	3535 Military Trail, Jupiter, FL 33458	View Lobby Hours
Davie Branch	4801 South University Drive, Davie, FL 33328	View Lobby Hours
New York Branch	12 East 49th Street, New York, NY 10017	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.737%	5.625% 0.63 points $3,941 fees	$1,843	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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