Citizens Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Kearny Supermarket Branch	300 Bergen Avenue, Kearny, NJ 7032	View Lobby Hours
Steinway Branch	2846 Steinway Street, Astoria, NY 11103	View Lobby Hours
Denville Station Branch	276 Route 53, Suite 3, Denville, NJ 7834	View Lobby Hours
Brick Branch	273 Brick Boulevard, Brick, NJ 8723	View Lobby Hours
Chestnut Street Branch	275 Chestnut Street, Newark, NJ 7105	View Lobby Hours
27 Prospect Street Branch	27 Prospect Street, East Orange, NJ 7017	View Lobby Hours
Flatiron Branch	267 5th Avenue, New York, NY 10016	View Lobby Hours
255 Lafayette Street Branch	255 Lafayette Street, Newark, NJ 7105	View Lobby Hours
Millburn Branch	249 Millburn Avenue, Millburn, NJ 7041	View Lobby Hours
South Plainfield Branch	2449 South Plainfield Avenue, South Plainfield, NJ 7080	View Lobby Hours
Union Branch	2441-A Route 22 West, Union, NJ 7083	View Lobby Hours
Fort Lee Branch	2400 Lemoine Avenue, Fort Lee, NJ 7024	View Lobby Hours
Wall Branch	2426 Route 34 North, Manasquan, NJ 8736	View Lobby Hours
31st Street, Astoria, Queens, Ny Branch	23-02 31st Street, Astoria, NY 11105	View Lobby Hours
Somerset Branch	225 Demott Lane, Somerset, NJ 8873	View Lobby Hours
Point Pleasant Branch	2147 Bridge Avenue, Point Pleasant Boro, NJ 8742	View Lobby Hours
Nutley Branch	213 Harrison Street, Nutley, NJ 7110	View Lobby Hours
Freehold Branch	21 West Main Street, Freehold, NJ 7728	View Lobby Hours
Red Bank Branch	20 White Street, Red Bank, NJ 7701	View Lobby Hours
Springfield Branch	193 Morris Avenue, Springfield, NJ 7081	View Lobby Hours
Succasunna Branch	2 Commerce Blvd, Succasunna, NJ 7876	View Lobby Hours
Jericho Turnpike Branch	190 East Jericho Turnpike, Mineola, NY 11501	View Lobby Hours
Ferry Street Branch	184 Ferry Street, Newark, NJ 7105	View Lobby Hours
Veterans Memorial Highway Branch	1752 Veterans Memorial Highway, Islandia, NY 11749	View Lobby Hours
173 Mountain Avenue Branch	173 Mountain Avenue, Springfield, NJ 7081	View Lobby Hours
Chatham Branch	169 Main Street, Chatham, NJ 7928	View Lobby Hours
169 Broadway Branch	169 Broadway, Long Branch, NJ 7740	View Lobby Hours
Edison Branch	1655 Oak Tree Road, Edison, NJ 8820	View Lobby Hours
Clifton - Main Avenue Branch	1610 Main Avenue, Clifton, NJ 7011	View Lobby Hours
Manhasset Branch	1577 Northern Blvd, Manhasset, NY 11030	View Lobby Hours
Whitestone Branch	150-07 14th Avenue, Whitestone, NY 11357	View Lobby Hours
Middletown Branch	192 Kings Highway, Middletown, NJ 7748	View Lobby Hours
Avenue M Branch	1421 Avenue M, Brooklyn, NY 11230	View Lobby Hours
1331 Springfield Avenue Branch	1331 Springfield Avenue, Irvington, NJ 7111	View Lobby Hours
Watchung Avenue Branch	130 Watchung Avenue, Plainfield, NJ 7060	View Lobby Hours

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Reviews on Citizens Bank, National Association

Dana E. | Mar 20, 2016

Good solid bank.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.881%	5.750% 0.75 points $4,565 fees	$1,868	Learn More
NMLS ID: 399799	6.112%	6.000% 0.88 points $4,015 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Citizens Bank, National Association - Nationwide Branches

Reviews on Citizens Bank, National Association

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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