Citizens Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Young St-Tonawanda/Tops Branch	890 Young Street, Tonawanda, NY 14150	View Lobby Hours
Greenfield Stop & Shop Branc	89 French King Highway, Greenfield, MA 1301	View Lobby Hours
Latham Branch	882 New Loudon Road, Latham, NY 12110	View Lobby Hours
Wheelersburg Branch	8806 Ohio River, Wheelersburg, OH 45694	View Lobby Hours
Mckee Square Branch	88 South Street, Concord, NH 3301	View Lobby Hours
Oak Grove Branch	876 Main Street, Malden, MA 2148	View Lobby Hours
North Adams Stop & Shop Branch	876 State Road, Rt. 2, North Adams, MA 1247	View Lobby Hours
Citizens Bank New Hampshire Branch	875 Elm Street, Manchester, NH 3101	View Lobby Hours
875 Elm Street Drive Up Branch	875 Elm Street, Manchester, NH 3101	View Lobby Hours
Mentor Branch	8715 Mentor Avenue, Mentor, OH 44060	View Lobby Hours
Canonicus Square Branch	870 Westminster Street, Providence, RI 2903	View Lobby Hours
N. Court Street-Medina/Tops Branch	1065 North Court Street, Medina, OH 44256	View Lobby Hours
Braintree Branch	865 Washington Street, Braintree, MA 2184	View Lobby Hours
Tanglewood Square Branch	8575 Tanglewood Square, Chagrin Falls, OH 44023	View Lobby Hours
Stop & Shop - Manton Avenue Branch	850 Manton Avenue, Providence, RI 2909	View Lobby Hours
Sockanosset Branch	85 Sockanosset Cross Road, Cranston, RI 2920	View Lobby Hours
South Quincy Branch	85 Quincy Avenue, Quincy, MA 2169	View Lobby Hours
Amherst Wal-Mart Branch	85 Route 101a, Amherst, NH 3031	View Lobby Hours
Shelby Creek Branch	8484 26 Mile Road, Shelby Township, MI 48316	View Lobby Hours
Brecksville Branch	8471 Chippewa Road, Brecksville, OH 44141	View Lobby Hours
Chesterland	8440 Mayfield Road, Chesterland, OH 44026	View Lobby Hours
12 Mile / Van Dyke	8383 E 12 Mile Road, Warren, MI 48093	View Lobby Hours
Essex Junction Branch	84 Pearl Street, Essex Junction, VT 5452	View Lobby Hours
Saratoga Branch	84 Congress Street / Gr. Union Plaza, Saratoga Springs, NY 12866	View Lobby Hours
Hanover Street Branch	835 Hanover Street, Manchester, NH 3104	View Lobby Hours
Washington Street Branch	834 Washington Street, Middletown, CT 6457	View Lobby Hours
Broadway Branch	833 Broadway, Albany, NY 12207	View Lobby Hours
Old Lyme Branch	83 Halls Road, Old Lyme, CT 6371	View Lobby Hours
Niagara Falls Branch	8298 Niagara Falls Boulevard, Niagara Falls, NY 14304	View Lobby Hours
Natick Stop & Shop Branch	829 Worcester Street, Natick, MA 1760	View Lobby Hours
Rocky Hill Branch	856 Cromwell Avenue, Rocky Hill, CT 6067	View Lobby Hours
Groton Branch	816 Long Hill Road, Groton, CT 6340	View Lobby Hours
East Greenwich Branch	821 Main Street, East Greenwich, RI 2818	View Lobby Hours
Somerset Stop & Shop	815 Grand Army Highway, Somerset, MA 2725	View Lobby Hours
Hampton Falls Branch	81 Lafayette Road, Hampton Falls, NH 3844	View Lobby Hours

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Reviews on Citizens Bank, National Association

Dana E. | Mar 20, 2016

Good solid bank.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.972%	5.875% 0.38 points $3,365 fees	$1,893	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Citizens Bank, National Association - Nationwide Branches

Reviews on Citizens Bank, National Association

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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