Commerce Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Tulsa Yale Branch	5314 South Yale, Suite 100, Tulsa, OK 74135	View Lobby Hours
Oklahoma City Branch	1001 N.W. 63rd Street, Oklahoma City, OK 73116	View Lobby Hours
36th & Frederick Branch	3606 Frederick Avenue, Saint Joseph, MO 64506	View Lobby Hours
Columbia Centre Branch	995 Columbia Centre, Columbia, IL 62236	View Lobby Hours
21st & Webb Branch	9620 E 21st St N, Wichita, KS 67226	View Lobby Hours
St Ann Branch	9850 Saint Charles Rock Rd, Saint Ann, MO 63074	View Lobby Hours
Arnold Branch	956 Jeffco Blvd, Arnold, MO 63010	View Lobby Hours
Iowa Branch	955 Iowa St, Lawrence, KS 66044	View Lobby Hours
Flintlock Branch	9239 Ne Hwy 152, Kansas City, MO 64158	View Lobby Hours
Parkville Branch	9155 Nw 45 Hwy, Parkville, MO 64152	View Lobby Hours
Ashland Branch	901b Richardson Drive, Ashland, MO 65010	View Lobby Hours
9th & Broadway Main Branch	901 E Broadway, Columbia, MO 65201	View Lobby Hours
Missouri State Union Branch	901 S National Ave, Springfield, MO 65804	View Lobby Hours
89th State Line Branch	9001 State Line Rd, Kansas City, MO 64114	View Lobby Hours
Barry South Main Branch	89 Main St, Cassville, MO 65625	View Lobby Hours
Wichita Northwest Branch	8878 W 21st St N, Wichita, KS 67205	View Lobby Hours
Monrovia Lenexa Branch	8700 Monrovia St, Lenexa, KS 66215	View Lobby Hours
Northpoint Branch	8615 N Knoxville Ave, Peoria, IL 61615	View Lobby Hours
Twin Oaks Banking Center Branch	858 Meramec Station Rd, Valley Park, MO 63088	View Lobby Hours
Denver Tech Center Branch	8450 East Crescent Parkway, Suite 150, Englewood, CO 80111	View Lobby Hours
Hutchinson Main Branch	825 N Main St, Hutchinson, KS 67501	View Lobby Hours
Belray Branch	8200 E 171st St, Belton, MO 64012	View Lobby Hours
Florissant Branch	8190 N Lindbergh Blvd, Florissant, MO 63031	View Lobby Hours
150 Hwy &ward Road Branch	809 Sw M 150 Highway, Lees Summit, MO 64082	View Lobby Hours
Webster Groves Branch	8045 Big Bend Blvd, Webster Groves, MO 63119	View Lobby Hours
Richmond Heights Branch	7910 Clayton Rd, Richmond Heights, MO 63117	View Lobby Hours
Clayton Branch	8000 Forsyth Boulevard, Clayton, MO 63105	View Lobby Hours
Grand Prairie Branch	7400 N Orange Prairie Rd, Peoria, IL 61615	View Lobby Hours
Woods Chapel Branch	750 Ne Woods Chapel Rd, Lees Summit, MO 64064	View Lobby Hours
Manhattan Main Branch	727 Poyntz Ave, Manhattan, KS 66502	View Lobby Hours
Cassville Main Branch	715 Main St, Cassville, MO 65625	View Lobby Hours
Laclede Oaks Manor Branch	701 South Laclede Station Road, Webster Groves, MO 63119	View Lobby Hours
Hannibal 7th & Broadway Branch	701 Broadway, Hannibal, MO 63401	View Lobby Hours
Raytown Banking Center Branch	6705 Blue Ridge Blvd, Raytown, MO 64133	View Lobby Hours
Mission Hy-Vee Branch	6655 Martway St, Mission, KS 66202	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 1025894	6.082%	5.990% 0.75 points $3,164 fees	$1,917	Learn More
NMLS ID: 3030		points fees		Learn More
NMLS ID: 491986		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Upstart See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873. As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.500 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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