Commerce Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Woodlawn Branch	1250 S Woodlawn Blvd, Wichita, KS 67218	View Lobby Hours
135th & Quivera Branch	12280 W 135th St, Overland Park, KS 66221	View Lobby Hours
Creve Coeur Banking Center Branch	12275 Olive Blvd, Creve Coeur, MO 63141	View Lobby Hours
Brown School Road Branch	1220 E Brown School Rd, Columbia, MO 65202	View Lobby Hours
Des Peres Branch	11901 Manchester Rd, Saint Louis, MO 63131	View Lobby Hours
Olathe Strang Line Branch	11900 South Strang Line Road, Olathe, KS 66062	View Lobby Hours
Leawood Brance	11405 Nall Ave, Leawood, KS 66211	View Lobby Hours
Plaza Branch	118 W 47th St, Kansas City, MO 64112	View Lobby Hours
12th Charlotte Branch	1125 Charlotte Street, Kansas City, MO 64106	View Lobby Hours
Lansing Main Branch	111 4h Rd, Lansing, KS 66043	View Lobby Hours
College Blvd & Quivira Branch	11080 Oakmont St., Overland Park, KS 66210	View Lobby Hours
Festus Branch	1102 Bradley St, Festus, MO 63028	View Lobby Hours
St. Charles Branch	1101 1st Capitol Dr, Saint Charles, MO 63301	View Lobby Hours
Nieman Branch	11000 Shawnee Mission Pky, Shawnee, KS 66203	View Lobby Hours
Poplar Bluff West Pine Branch	1100 West Pine St, Poplar Bluff, MO 63901	View Lobby Hours
Pekin Branch	110 N 5th St, Pekin, IL 61554	View Lobby Hours
Barry Road North Branch	110 Nw Barry Road, Kansas City, MO 64155	View Lobby Hours
Town And Country Branch	1090 Schnucks Woodsmill Plz, Chesterfield, MO 63017	View Lobby Hours
Frontenac Grove Banking Center	10429 Clayton Rd., Frontenac, MO 63131	View Lobby Hours
Normal Downtown Branch	104 Broadway, Normal, IL 61761	View Lobby Hours
Roanoke Branch	102 N 6th St, Roanoke, IL 61561	View Lobby Hours
Champaign Main Branch	1015 Windsor, Champaign, IL 61821	View Lobby Hours
Affton Branch	10185 Gravois, Affton, MO 63123	View Lobby Hours
23rd St Dillons Branch	1015 W 23rd St, Lawrence, KS 66046	View Lobby Hours
O'fallon Branch	101 E Elm St, O Fallon, MO 63366	View Lobby Hours
East Liberty Branch	1005 E Liberty St, Mexico, MO 65265	View Lobby Hours
Crestwood Branch	10010 Watson Rd, Saint Louis, MO 63126	View Lobby Hours
Chipman Road Branch	1001 Ne Chipman Rd, Lees Summit, MO 64081	View Lobby Hours
Commerce Bank	1000 Walnut Street, Kansas City, MO 64106	View Lobby Hours
Hannibal Main Branch	100 N Main St, Hannibal, MO 63401	View Lobby Hours
Pittsburg Main Branch	100 S Broadway St, Pittsburg, KS 66762	View Lobby Hours
Metamora Branch	1 S Engelwood Dr, Metamora, IL 61548	View Lobby Hours
Liberty Main Branch	1 Liberty Bell Cir, Liberty, MO 64068	View Lobby Hours
Overlandpark 95 & Antioch Branch	9501 Antioch Road, Overland Park, KS 66212	View Lobby Hours
Campus Connection Branch	909 Lowry Plaza, Columbia, MO 65201	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 1025894	6.082%	5.990% 0.75 points $3,164 fees	$1,917	Learn More
NMLS ID: 1907		points fees		Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Upstart See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873. As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.500 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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