Commerce Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Sunshine Branch	3301 E Sunshine St, Springfield, MO 65804	View Lobby Hours
Fenton Branch	320 Gravois Rd, Fenton, MO 63026	View Lobby Hours
Tower Grove Branch	3134 S Grand Ave, Saint Louis, MO 63118	View Lobby Hours
Hyvee Banking Center Branch	3100 W Broadway, Columbia, MO 65203	View Lobby Hours
Ron's Grocery Store Branch	310 E Centennial Dr, Pittsburg, KS 66762	View Lobby Hours
6th St Dillons Branch	3000 W 6th St, Lawrence, KS 66049	View Lobby Hours
Lees Summit Branch	301 Se M 291 Hwy, Lees Summit, MO 64063	View Lobby Hours
Kirkwood Branch	300 N Kirkwood Rd, Kirkwood, MO 63122	View Lobby Hours
Mexico Main Branch	2946 S Clark St, Mexico, MO 65265	View Lobby Hours
Independence Noland Road Branch	2915 S Noland Rd, Independence, MO 64055	View Lobby Hours
Deer Creek Crossing	2913 Highway K, O Fallon, MO 63366	View Lobby Hours
Leavenworth Main Branch	2830 S 4th Street, Leavenworth, KS 66048	View Lobby Hours
Cross Keys Branch	2900 N Highway 67, Florissant, MO 63033	View Lobby Hours
Republic Road Branch	2770 W Republic Rd, Springfield, MO 65807	View Lobby Hours
Manhattan Westport Commons Branch	2740 Claflin Rd, Manhattan, KS 66502	View Lobby Hours
Kansas Expressway	2616 N Kansas Expy, Springfield, MO 65803	View Lobby Hours
Heritage Branch	2700 S Saint Peters Pkwy, Saint Peters, MO 63303	View Lobby Hours
Knoxville Avenue Facility	2609 N Knoxville Ave, Peoria, IL 61604	View Lobby Hours
Broadway Shops At Jwy 63branch	2609 E Broadway Ste 101, Columbia, MO 65201	View Lobby Hours
Edwardsville Banking Center Branch	2496 Troy Rd, Edwardsville, IL 62025	View Lobby Hours
Bolivar Facility	2370 S Springfield Ave, Bolivar, MO 65613	View Lobby Hours
21st & Grove Branch	2333 E 21st St N, Wichita, KS 67214	View Lobby Hours
Tipton Branch	232 S Osage Ave, Tipton, MO 65081	View Lobby Hours
Lexington Branch	228 W Main St, Lexington, IL 61753	View Lobby Hours
Lebanon Downtown Branch	224 W Commercial St, Lebanon, MO 65536	View Lobby Hours
Hays Main Branch	2200 Vine St, Hays, KS 67601	View Lobby Hours
Shawnee Mission Parkway/Monticello B	21800 Midland Drive, Shawnee, KS 66218	View Lobby Hours
Joplin Downtown	211 S Main Street, Joplin, MO 64801	View Lobby Hours
Met Square Branch	211 N Broadway, Saint Louis, MO 63102	View Lobby Hours
Calfornia Branch	209 E Main St, California, MO 65018	View Lobby Hours
Tulsa Branch	2054 Utica Sq, Tulsa, OK 74114	View Lobby Hours
Willard Branch	203 W Jackson St, Willard, MO 65781	View Lobby Hours
Jackson Banking Center Branch	2025 E Jackson Blvd, Jackson, MO 63755	View Lobby Hours
Bernadette Drive Branch	2000 Bernadette Dr, Columbia, MO 65203	View Lobby Hours
Eureka Banking Center Branch	200 E. Fifth St., Eureka, MO 63025	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 1025894	6.082%	5.990% 0.75 points $3,164 fees	$1,917	Learn More
NMLS ID: 491986		points fees		Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Upstart See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873. As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.500 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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