| Texas Ratio | Headquarters | Assets | |
|---|---|---|---|
| OceanFirst Bank, National Association | 2.44% | Toms River, NJ | $23,172,826 |
| TowneBank | 1.68% | Portsmouth, VA | $22,616,959 |
| Wilmington Savings Fund Society, FSB | 3.53% | Wilmington, DE | $22,565,353 |
| First Financial Bank | 3.35% | Cincinnati, OH | $22,351,293 |
| Beacon Bank and Trust | 5.61% | Boston, MA | $22,201,546 |
| Optum Bank, Inc. | 0.89% | Draper, UT | $21,430,000 |
| Seacoast National Bank | 3.09% | Stuart, FL | $21,335,888 |
| First Merchants Bank | 3.25% | Muncie, IN | $21,320,482 |
| Mechanics Bank | 1.75% | Walnut Creek, CA | $21,245,166 |
| Citizens Business Bank, National Association | 0.27% | Ontario, CA | $21,182,524 |
| Merchants Bank of Indiana | 13.19% | Carmel, IN | $21,170,764 |
| The Central Trust Bank | 2.70% | Jefferson City, MO | $20,307,848 |
| Apple Bank | 4.11% | New York, NY | $19,887,242 |
| Stifel Bank and Trust | 10.86% | Saint Louis, MO | $19,620,017 |
| FirstBank Puerto Rico | 5.74% | Santurce, PR | $19,222,073 |
| Trustmark Bank | 9.43% | Jackson, MS | $19,190,322 |
| Bank of Hope | 5.61% | Los Angeles, CA | $18,987,133 |
| ServisFirst Bank | 8.55% | Birmingham, AL | $18,344,113 |
| Busey Bank | 1.78% | Champaign, IL | $18,147,004 |
| Third Federal Savings and Loan Association of Cleveland | 2.12% | Cleveland, OH | $18,062,658 |
| Community Bank, National Association | 3.57% | Canton, NY | $17,447,957 |
| Enterprise Bank & Trust | 8.25% | Clayton, MO | $17,357,139 |
| Northwest Bank | 4.31% | Warren, PA | $17,206,047 |
| Toyota Financial Savings Bank | 0.77% | Henderson, NV | $16,786,286 |
| FirstBank | 7.25% | Nashville, TN | $16,760,169 |
| First United Bank and Trust Company | 15.33% | Durant, OK | $16,594,244 |
| Banner Bank | 2.45% | Walla Walla, WA | $16,586,212 |
| NBT Bank, National Association | 3.08% | Norwich, NY | $16,091,731 |
| Live Oak Banking Company | 37.80% | Wilmington, NC | $15,959,938 |
| Safra National Bank of New York | 0.18% | New York, NY | $15,692,063 |