FirstBank

211 Commerce Street, Suite 300
Nashville, TN 37201

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 8663
Date Established 1906
Assets $3.34 billion
Loans $2.38 billion
Deposits $2.91 billion
Capital $0.35 billion

FirstBank is an FDIC insured institution located in Nashville, TN. It was founded in 1906 and has approximately $3.34 billion in assets. Customers can open an account at one of its 64 branches.

For a more detailed analysis of FirstBank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in FirstBank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks, FirstBank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 38.41
Multifamily
Mortgages
2.22
Credit Card Loans 0.00
Consumer Auto Loans 0.87
Small Business Loans 9.70
Construction and Development Loans 11.90
Commercial Real Estate 26.14
Commercial and Industrial Loans 17.45
Farm Loans 0.44

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.20% $500 - Learn MoreShow Less
3 Mo CD 10K
0.10% $500 - Learn MoreShow Less
6 Mo CD 10K
0.30% $500 - Learn MoreShow Less
6 Mo CD 10K
0.35% $500 - Learn MoreShow Less
06MCD10K
0.35% $500 $9,999,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.55% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.15% $1,000 - Learn MoreShow Less
MM2.5K
0.25% $2,500 $10,000 Learn MoreShow Less
MM25K
0.35% $10,001 $100,000 Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.20% $5,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.15% $1,000 - Learn MoreShow Less
Int Ckg 0K
0.10% $1,000 $9,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FirstBank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More
Flagstar Bank 4.990% $268.11 Learn More

Note to FirstBank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

FirstBank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


FirstBank Locations

Financial Details

FirstBank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of FirstBank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
FirstBank U.S. Bank Average
4.37% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, FirstBank had $10,057,000 in non-current loans and $6,370,000 in owned real estate. To cover these potential losses it had $352,707,000 in equity and $23,247,000 in loans loss reserves. That gives it a Texas Ratio of 4.37%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
FirstBank U.S. Bank Average
12.89% 8.58

FirstBank has a Return on Equity of 12.89% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
FirstBank U.S. Bank Average
10.55% 12.11

FirstBank has a Capitalization of 10.55% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

FirstBank Balance Sheet Analysis

As of June 30, 2017, FirstBank had assets of $3,343,666,000, loans of $2,375,143,000, and deposits of $2,910,542,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About FirstBank

Branches and Savings

Is FirstBank FDIC insured?

Yes. It is covered under FDIC Certificate #8663.

Why does FirstBank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are FirstBank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is FirstBank a commercial bank?

Yes

Where are FirstBank locations?

See branch locations nearby.

Is FirstBank open on Saturdays?

Is FirstBank open on Sundays?

What time does FirstBank open?

What time does FirstBank close?

Are FirstBank ATMs Open 24/7?

Do FirstBank ATMs accept cash deposits?

Can FirstBank customers use other ATMs?

Do FirstBank branches have notaries?

Will FirstBank notarize my document?

What address for FirstBank should I put for incoming ACH transfers?

Will the FirstBank branch print checks?

Do FirstBank checks expire?

Does FirstBank require US citizenship to open account?

Can FirstBank close my account?

Does FirstBank Report to credit bureaus?

Does FirstBank Use Equifax?

What is FirstBank's ACH Routing Number?

What is FirstBank's SWIFT code?

Products

Does FirstBank offer mortgages?

Compare mortgage rates here.

Does FirstBank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does FirstBank offer personal loans?

Compare personal loan rates here.

Does FirstBank offer student loans?

Will FirstBank cash a check?

Will FirstBank redeem a savings bond?

Does FirstBank cash savings bonds?

Will FirstBank cash money orders?

Can FirstBank issue a money order?

Does FirstBank do currency exchange?

Background on The Bank

Who owns FirstBank?

How long has FirstBank been around?

Can FirstBank transfer to other banks?

Does FirstBank have quick pay?

Does FirstBank accept rolled coins?

Will FirstBank accept loose change?

Where is FirstBank headquarters?

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