Banner Bank

10 South First Avenue
Walla Walla, WA 99362

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 28489
Date Established 1890
Assets $9.93 billion
Loans $7.34 billion
Deposits $8.34 billion
Capital $1.30 billion

Banner Bank is an FDIC insured institution located in Walla Walla, WA. It was founded in 1890 and has approximately $9.93 billion in assets. Customers can open an account at one of its 197 branches.

For a more detailed analysis of Banner Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Banner Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks, Banner Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 17.97
Multifamily
Mortgages
4.46
Credit Card Loans 0.27
Consumer Auto Loans 0.12
Small Business Loans 15.72
Construction and Development Loans 11.45
Commercial Real Estate 44.23
Commercial and Industrial Loans 15.42
Farm Loans 2.45

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.05% $2,500 - Learn MoreShow Less
6 Mo CD 10K
0.15% $2,500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.20% $250 - Learn MoreShow Less
Special: 12 Mo FIRA
0.20% $2,500 - Learn MoreShow Less
Special: 13 Mo FIRA
0.40% $2,500 - Learn MoreShow Less
Special: 36 Mo FIRA
1.10% $2,500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.10% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.10% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.15% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 $4,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Banner Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Banner Bank Locations

Financial Details

Banner Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Banner Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Banner Bank U.S. Bank Average
1.79% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Banner Bank had $22,461,000 in non-current loans and $2,427,000 in owned real estate. To cover these potential losses it had $1,303,648,000 in equity and $86,338,000 in loans loss reserves. That gives it a Texas Ratio of 1.79%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Banner Bank U.S. Bank Average
8.01% 8.58

Banner Bank has a Return on Equity of 8.01% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Banner Bank U.S. Bank Average
13.13% 12.11

Banner Bank has a Capitalization of 13.13% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Banner Bank Balance Sheet Analysis

As of June 30, 2017, Banner Bank had assets of $9,926,921,000, loans of $7,342,181,000, and deposits of $8,344,427,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Banner Bank

Branches and Savings

Is Banner Bank FDIC insured?

Yes. It is covered under FDIC Certificate #28489.

Why does Banner Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Banner Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Banner Bank a commercial bank?

Yes

Where are Banner Bank locations?

See branch locations nearby.

Is Banner Bank open on Saturdays?

Is Banner Bank open on Sundays?

What time does Banner Bank open?

What time does Banner Bank close?

Are Banner Bank ATMs Open 24/7?

Do Banner Bank ATMs accept cash deposits?

Can Banner Bank customers use other ATMs?

Do Banner Bank branches have notaries?

Will Banner Bank notarize my document?

What address for Banner Bank should I put for incoming ACH transfers?

Will the Banner Bank branch print checks?

Do Banner Bank checks expire?

Does Banner Bank require US citizenship to open account?

Can Banner Bank close my account?

Does Banner Bank Report to credit bureaus?

Does Banner Bank Use Equifax?

What is Banner Bank's ACH Routing Number?

What is Banner Bank's SWIFT code?

Products

Does Banner Bank offer mortgages?

Compare mortgage rates here.

Does Banner Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Banner Bank offer personal loans?

Compare personal loan rates here.

Does Banner Bank offer student loans?

Will Banner Bank cash a check?

Will Banner Bank redeem a savings bond?

Does Banner Bank cash savings bonds?

Will Banner Bank cash money orders?

Can Banner Bank issue a money order?

Does Banner Bank do currency exchange?

Background on The Bank

Who owns Banner Bank?

How long has Banner Bank been around?

Can Banner Bank transfer to other banks?

Does Banner Bank have quick pay?

Does Banner Bank accept rolled coins?

Will Banner Bank accept loose change?

Where is Banner Bank headquarters?

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