Premier Community Bank of Florida

900 53rd Ave E
Bradenton, FL 34203

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58548
Date Established 2007
Assets $0.17 billion
Loans $0.12 billion
Deposits $0.13 billion
Capital $0.03 billion

Premier Community Bank of Florida is an FDIC insured institution located in Bradenton, FL. It was founded in 2007 and has approximately $0.17 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Premier Community Bank of Florida's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Premier Community Bank of Florida’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks, Premier Community Bank of Florida’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 28.79
Multifamily
Mortgages
0.18
Credit Card Loans 0.00
Consumer Auto Loans 0.03
Small Business Loans 11.59
Construction and Development Loans 4.45
Commercial Real Estate 46.53
Commercial and Industrial Loans 18.20
Farm Loans 0.11

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K 0.25% $500 - Learn MoreShow Less
6 Mo CD 10K 0.40% $500 - Learn MoreShow Less
12 Mo CD 10K 0.85% $500 - Learn MoreShow Less
18 Mo CD 10K 0.90% $500 - Learn MoreShow Less
24 Mo CD 10K 1.00% $500 - Learn MoreShow Less
36 Mo CD 10K 1.10% $500 - Learn MoreShow Less
48 Mo CD 10K 1.20% $500 - Learn MoreShow Less
60 Mo CD 10K 1.50% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K 0.20% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K 0.85% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM2.5K 0.20% $1 $9,999 Learn MoreShow Less
MM10K 0.30% $10,000 $24,999 Learn MoreShow Less
MM25K 0.40% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K 0.10% $100 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

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Branches

Premier Community Bank of Florida branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Premier Community Bank Of Florida Locations

Financial Details

Premier Community Bank of Florida Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Premier Community Bank of Florida. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Premier Community Bank of Florida U.S. Bank Average
5.69% 8.87%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of March 31, 2017, Premier Community Bank of Florida had $1,509,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $25,306,000 in equity and $1,235,000 in loans loss reserves. That gives it a Texas Ratio of 5.69%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Premier Community Bank of Florida U.S. Bank Average
1.38% 8.39%

Premier Community Bank of Florida has a Return on Equity of 1.38% versus the BestCashCow average of 8.39%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Premier Community Bank of Florida U.S. Bank Average
15.33% 11.94%

Premier Community Bank of Florida has a Capitalization of 15.33% versus the BestCashCow average of 11.94%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Premier Community Bank of Florida Balance Sheet Analysis

As of March 31, 2017, Premier Community Bank of Florida had assets of $165,113,000, loans of $119,902,000, and deposits of $134,668,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

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