Affiliated Bank

500 Harwood Rd.
Bedford, TX 76021

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 34885
Date Established 1959
Assets $0.62 billion
Loans $0.56 billion
Deposits $0.44 billion
Capital $0.06 billion

Affiliated Bank is an FDIC insured institution located in Bedford, TX. It was founded in 1959 and has approximately $0.62 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Affiliated Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Affiliated Bank’s loan portfolio are 1-4 Family Residential Loans, Construction and Development Loans, and Commercial Real Estate.

Compared to other banks in Texas, Affiliated Bank has a significantly higher percent of Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 37.68
Multifamily
Mortgages
0.62
Credit Card Loans 0.00
Consumer Auto Loans 0.28
Small Business Loans 9.07
Construction and Development Loans 33.89
Commercial Real Estate 19.87
Commercial and Industrial Loans 6.80
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Affiliated Bank, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Affiliated Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Affiliated Bank
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Branches

Affiliated Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Affiliated Bank Locations

Financial Details

Affiliated Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Affiliated Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Affiliated Bank U.S. Bank Average
6.34% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Affiliated Bank had $2,490,000 in non-current loans and $1,971,000 in owned real estate. To cover these potential losses it had $62,915,000 in equity and $7,453,000 in loans loss reserves. That gives it a Texas Ratio of 6.34%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Affiliated Bank U.S. Bank Average
12.27% 8.58

Affiliated Bank has a Return on Equity of 12.27% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Affiliated Bank U.S. Bank Average
10.2% 12.11

Affiliated Bank has a Capitalization of 10.2% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Affiliated Bank Balance Sheet Analysis

As of June 30, 2017, Affiliated Bank had assets of $617,076,000, loans of $555,450,000, and deposits of $436,001,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Affiliated Bank

Branches and Savings

Is Affiliated Bank FDIC insured?

Yes. It is covered under FDIC Certificate #34885.

Why does Affiliated Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Affiliated Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Affiliated Bank a commercial bank?

Yes

Where are Affiliated Bank locations?

See branch locations nearby.

Is Affiliated Bank open on Saturdays?

Is Affiliated Bank open on Sundays?

What time does Affiliated Bank open?

What time does Affiliated Bank close?

Are Affiliated Bank ATMs Open 24/7?

Do Affiliated Bank ATMs accept cash deposits?

Can Affiliated Bank customers use other ATMs?

Do Affiliated Bank branches have notaries?

Will Affiliated Bank notarize my document?

What address for Affiliated Bank should I put for incoming ACH transfers?

Will the Affiliated Bank branch print checks?

Do Affiliated Bank checks expire?

Does Affiliated Bank require US citizenship to open account?

Can Affiliated Bank close my account?

Does Affiliated Bank Report to credit bureaus?

Does Affiliated Bank Use Equifax?

What is Affiliated Bank's ACH Routing Number?

What is Affiliated Bank's SWIFT code?

Products

Does Affiliated Bank offer mortgages?

Compare mortgage rates here.

Does Affiliated Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Affiliated Bank offer personal loans?

Compare personal loan rates here.

Does Affiliated Bank offer student loans?

Will Affiliated Bank cash a check?

Will Affiliated Bank redeem a savings bond?

Does Affiliated Bank cash savings bonds?

Will Affiliated Bank cash money orders?

Can Affiliated Bank issue a money order?

Does Affiliated Bank do currency exchange?

Background on The Bank

Who owns Affiliated Bank?

How long has Affiliated Bank been around?

Can Affiliated Bank transfer to other banks?

Does Affiliated Bank have quick pay?

Does Affiliated Bank accept rolled coins?

Will Affiliated Bank accept loose change?

Where is Affiliated Bank headquarters?

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