Alabama Trust Bank, National Association

101 West Fort Williams Street
Sylacauga, AL 35150

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35224
Date Established 2000
Assets $0.05 billion
Loans $0.03 billion
Deposits $0.05 billion
Capital $0.00 billion

Alabama Trust Bank, National Association is an FDIC insured institution located in Sylacauga, AL. It was founded in 2000 and has approximately $0.05 billion in assets.

For a more detailed analysis of Alabama Trust Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Alabama Trust Bank, National Association’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Alabama Trust Bank, National Association’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Alabama Trust Bank, National Association, but see these great savings and CD rates:

2.00% APY 12 Month CD from Synchrony Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Alabama Trust Bank, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.930% 3.875% 0.25 $1,787 $1,176 Learn More
PenFed Credit Union
NMLS ID: 401822
4.073% 3.990% 0.00 $2,500 $1,193 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Alabama Trust Bank, National Association
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Alabama Trust Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Alabama Trust Bank, National Association Locations

Financial Details

Alabama Trust Bank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alabama Trust Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Alabama Trust Bank, National Association U.S. Bank Average
282.82% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Alabama Trust Bank, National Association had $2,712,000 in non-current loans and $2,243,000 in owned real estate. To cover these potential losses it had $111,000 in equity and $1,641,000 in loans loss reserves. That gives it a Texas Ratio of 282.82%.

Return on Equity
Alabama Trust Bank, National Association U.S. Bank Average
-595.41% 8.84%

Alabama Trust Bank, National Association has a Return on Equity of -595.41% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Alabama Trust Bank, National Association U.S. Bank Average
0.22% 12.21%

Alabama Trust Bank, National Association has a Capitalization of 0.22% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Alabama Trust Bank, National Association Balance Sheet Analysis

As of March 31, 2012, Alabama Trust Bank, National Association had assets of $51,553,000, loans of $33,707,000, and deposits of $45,149,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Alabama Trust Bank, National Association

Branches and Savings

Is Alabama Trust Bank, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #35224.

Why does Alabama Trust Bank, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Alabama Trust Bank, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Alabama Trust Bank, National Association a commercial bank?

Yes

Where are Alabama Trust Bank, National Association locations?

See branch locations nearby.

Is Alabama Trust Bank, National Association open on Saturdays?

Is Alabama Trust Bank, National Association open on Sundays?

What time does Alabama Trust Bank, National Association open?

What time does Alabama Trust Bank, National Association close?

Are Alabama Trust Bank, National Association ATMs Open 24/7?

Do Alabama Trust Bank, National Association ATMs accept cash deposits?

Can Alabama Trust Bank, National Association customers use other ATMs?

Do Alabama Trust Bank, National Association branches have notaries?

Will Alabama Trust Bank, National Association notarize my document?

What address for Alabama Trust Bank, National Association should I put for incoming ACH transfers?

Will the Alabama Trust Bank, National Association branch print checks?

Do Alabama Trust Bank, National Association checks expire?

Does Alabama Trust Bank, National Association require US citizenship to open account?

Can Alabama Trust Bank, National Association close my account?

Does Alabama Trust Bank, National Association Report to credit bureaus?

Does Alabama Trust Bank, National Association Use Equifax?

What is Alabama Trust Bank, National Association's ACH Routing Number?

What is Alabama Trust Bank, National Association's SWIFT code?

Products

Does Alabama Trust Bank, National Association offer mortgages?

Compare mortgage rates here.

Does Alabama Trust Bank, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alabama Trust Bank, National Association offer personal loans?

Compare personal loan rates here.

Does Alabama Trust Bank, National Association offer student loans?

Will Alabama Trust Bank, National Association cash a check?

Will Alabama Trust Bank, National Association redeem a savings bond?

Does Alabama Trust Bank, National Association cash savings bonds?

Will Alabama Trust Bank, National Association cash money orders?

Can Alabama Trust Bank, National Association issue a money order?

Does Alabama Trust Bank, National Association do currency exchange?

Background on The Bank

Who owns Alabama Trust Bank, National Association?

How long has Alabama Trust Bank, National Association been around?

Can Alabama Trust Bank, National Association transfer to other banks?

Does Alabama Trust Bank, National Association have quick pay?

Does Alabama Trust Bank, National Association accept rolled coins?

Will Alabama Trust Bank, National Association accept loose change?

Where is Alabama Trust Bank, National Association headquarters?

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