Amegy Bank National Association

4400 Post Oak Parkway
Houston, TX 77027

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 24107
Date Established 1982
Assets $13.66 billion
Loans $10.03 billion
Deposits $11.27 billion
Capital $2.24 billion

Amegy Bank National Association is an FDIC insured institution located in Houston, TX. It was founded in 1982 and has approximately $13.87 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of Amegy Bank National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Amegy Bank National Association’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks in Texas, Amegy Bank National Association has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 16.93
Multifamily
Mortgages
3.26
Credit Card Loans 0.25
Consumer Auto Loans 0.19
Small Business Loans 2.15
Construction and Development Loans 8.63
Commercial Real Estate 15.53
Commercial and Industrial Loans 49.61
Farm Loans 0.02

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Amegy Bank National Association, but see these great savings and CD rates:


Checking Rates APY MIN FEE
Smart Yield Checking 0.25% $500 $10.00 Learn MoreShow Less
AMEGY ESSENTIAL CHECKING WITH INTEREST 0.01% $1,500 $8.00 Learn MoreShow Less
AMEGY ESSENTIAL CHECKING 0.00% $500 $5.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Amegy Bank National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.771% 3.750% 0.00 $642 $1,158 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Amegy Bank National Association
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Branches

Amegy Bank National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Amegy Bank National Association Locations

Financial Details

Amegy Bank National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Amegy Bank National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Amegy Bank National Association U.S. Bank Average
5.53% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Amegy Bank National Association had $132,723,000 in non-current loans and $1,283,000 in owned real estate. To cover these potential losses it had $2,238,240,000 in equity and $184,222,000 in loans loss reserves. That gives it a Texas Ratio of 5.53%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Amegy Bank National Association U.S. Bank Average
3.06% 8.58

Amegy Bank National Association has a Return on Equity of 3.06% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Amegy Bank National Association U.S. Bank Average
16.38% 12.11

Amegy Bank National Association has a Capitalization of 16.38% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Amegy Bank National Association Balance Sheet Analysis

As of March 31, 2015, Amegy Bank National Association had assets of $13,866,095,000, loans of $10,029,599,000, and deposits of $11,269,712,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Amegy Bank National Association

Branches and Savings

Is Amegy Bank National Association FDIC insured?

Yes. It is covered under FDIC Certificate #24107.

Why does Amegy Bank National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Amegy Bank National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Amegy Bank National Association a commercial bank?

Yes

Where are Amegy Bank National Association locations?

See branch locations nearby.

Is Amegy Bank National Association open on Saturdays?

Is Amegy Bank National Association open on Sundays?

What time does Amegy Bank National Association open?

What time does Amegy Bank National Association close?

Are Amegy Bank National Association ATMs Open 24/7?

Do Amegy Bank National Association ATMs accept cash deposits?

Can Amegy Bank National Association customers use other ATMs?

Do Amegy Bank National Association branches have notaries?

Will Amegy Bank National Association notarize my document?

What address for Amegy Bank National Association should I put for incoming ACH transfers?

Will the Amegy Bank National Association branch print checks?

Do Amegy Bank National Association checks expire?

Does Amegy Bank National Association require US citizenship to open account?

Can Amegy Bank National Association close my account?

Does Amegy Bank National Association Report to credit bureaus?

Does Amegy Bank National Association Use Equifax?

What is Amegy Bank National Association's ACH Routing Number?

What is Amegy Bank National Association's SWIFT code?

Products

Does Amegy Bank National Association offer mortgages?

Compare mortgage rates here.

Does Amegy Bank National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Amegy Bank National Association offer personal loans?

Compare personal loan rates here.

Does Amegy Bank National Association offer student loans?

Will Amegy Bank National Association cash a check?

Will Amegy Bank National Association redeem a savings bond?

Does Amegy Bank National Association cash savings bonds?

Will Amegy Bank National Association cash money orders?

Can Amegy Bank National Association issue a money order?

Does Amegy Bank National Association do currency exchange?

Background on The Bank

Who owns Amegy Bank National Association?

How long has Amegy Bank National Association been around?

Can Amegy Bank National Association transfer to other banks?

Does Amegy Bank National Association have quick pay?

Does Amegy Bank National Association accept rolled coins?

Will Amegy Bank National Association accept loose change?

Where is Amegy Bank National Association headquarters?

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