Bank of Albuquerque, National Association

201 Third Street, N.W.
Albuquerque, NM 87102

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 34992
Date Established 1998
Assets $1.90 billion
Loans $0.36 billion
Deposits $1.28 billion
Capital $0.16 billion

Bank of Albuquerque, National Association is an FDIC insured institution located in Albuquerque, NM. It was founded in 1998 and has approximately $1.9 billion in assets.

For a more detailed analysis of Bank of Albuquerque, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Albuquerque, National Association’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Bank of Albuquerque, National Association’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Albuquerque, National Association, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Albuquerque, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.896% 3.875% 0.25 $628 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More
Flagstar Bank 4.990% $268.11 Learn More

Note to Bank of Albuquerque, National Association
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Branches

Bank of Albuquerque, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Albuquerque, National Association Locations

Financial Details

Bank of Albuquerque, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Albuquerque, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Albuquerque, National Association U.S. Bank Average
5.79% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Albuquerque, National Association had $7,053,000 in non-current loans and $2,692,000 in owned real estate. To cover these potential losses it had $156,726,000 in equity and $11,645,000 in loans loss reserves. That gives it a Texas Ratio of 5.79%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Albuquerque, National Association U.S. Bank Average
7.97% 8.58

Bank of Albuquerque, National Association has a Return on Equity of 7.97% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Albuquerque, National Association U.S. Bank Average
8.23% 12.11

Bank of Albuquerque, National Association has a Capitalization of 8.23% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Albuquerque, National Association Balance Sheet Analysis

As of December 31, 2010, Bank of Albuquerque, National Association had assets of $1,903,236,000, loans of $357,201,000, and deposits of $1,279,843,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Albuquerque, National Association

Branches and Savings

Is Bank of Albuquerque, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #34992.

Why does Bank of Albuquerque, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Albuquerque, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Albuquerque, National Association a commercial bank?

Yes

Where are Bank of Albuquerque, National Association locations?

See branch locations nearby.

Is Bank of Albuquerque, National Association open on Saturdays?

Is Bank of Albuquerque, National Association open on Sundays?

What time does Bank of Albuquerque, National Association open?

What time does Bank of Albuquerque, National Association close?

Are Bank of Albuquerque, National Association ATMs Open 24/7?

Do Bank of Albuquerque, National Association ATMs accept cash deposits?

Can Bank of Albuquerque, National Association customers use other ATMs?

Do Bank of Albuquerque, National Association branches have notaries?

Will Bank of Albuquerque, National Association notarize my document?

What address for Bank of Albuquerque, National Association should I put for incoming ACH transfers?

Will the Bank of Albuquerque, National Association branch print checks?

Do Bank of Albuquerque, National Association checks expire?

Does Bank of Albuquerque, National Association require US citizenship to open account?

Can Bank of Albuquerque, National Association close my account?

Does Bank of Albuquerque, National Association Report to credit bureaus?

Does Bank of Albuquerque, National Association Use Equifax?

What is Bank of Albuquerque, National Association's ACH Routing Number?

What is Bank of Albuquerque, National Association's SWIFT code?

Products

Does Bank of Albuquerque, National Association offer mortgages?

Compare mortgage rates here.

Does Bank of Albuquerque, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Albuquerque, National Association offer personal loans?

Compare personal loan rates here.

Does Bank of Albuquerque, National Association offer student loans?

Will Bank of Albuquerque, National Association cash a check?

Will Bank of Albuquerque, National Association redeem a savings bond?

Does Bank of Albuquerque, National Association cash savings bonds?

Will Bank of Albuquerque, National Association cash money orders?

Can Bank of Albuquerque, National Association issue a money order?

Does Bank of Albuquerque, National Association do currency exchange?

Background on The Bank

Who owns Bank of Albuquerque, National Association?

How long has Bank of Albuquerque, National Association been around?

Can Bank of Albuquerque, National Association transfer to other banks?

Does Bank of Albuquerque, National Association have quick pay?

Does Bank of Albuquerque, National Association accept rolled coins?

Will Bank of Albuquerque, National Association accept loose change?

Where is Bank of Albuquerque, National Association headquarters?

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