Bank of Cashton

723 Main Street
Cashton, WI 54619


General Bank Information

FDIC Insured Yes
FDIC Certificate # 12325
Date Established 1899
Assets $0.08 billion
Loans $0.05 billion
Deposits $0.07 billion
Capital $0.01 billion

Bank of Cashton is an FDIC insured institution located in Cashton, WI. It was founded in 1899 and has approximately $0.08 billion in assets.

For a more detailed analysis of Bank of Cashton's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Cashton’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Farm Loans.

Compared to other banks in Wisconsin, Bank of Cashton has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 19.47
Credit Card Loans 0.00
Consumer Auto Loans 2.16
Small Business Loans 0.00
Construction and Development Loans 1.66
Commercial Real Estate 7.75
Commercial and Industrial Loans 26.98
Farm Loans 8.39

Deposit Rates

Your Current Location: Virginia, VA 20146

6 Mo CD 10K
0.95% $5,000 - Learn MoreShow Less
12 Mo CD 10K
1.20% $1,000 - Learn MoreShow Less
24 Mo CD 10K
1.55% $1,000 - Learn MoreShow Less
36 Mo CD 10K
1.85% $1,000 - Learn MoreShow Less
48 Mo CD 10K
2.15% $5,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.25% $1 - Learn MoreShow Less
Fixed IRA 0K
1.50% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.00% $1 - Learn MoreShow Less
0.50% $1,000 $24,999 Learn MoreShow Less
MM 25K
0.60% $25,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.20% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Cashton

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Ally Mortgage
NMLS ID: 181005
4.431% 4.375% 0.38 $1,746 $1,249 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.266% 4.250% -0.25 $580 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.051% 4.990% 0.38 $1,736 $1,341 Learn More
CapWest Home Loans
NMLS ID: 6521
4.534% 4.500% 0.00 $997 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.740% $231.27 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Bank of Cashton
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Bank of Cashton Locations

Financial Details

Bank of Cashton Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Cashton. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Cashton U.S. Bank Average
4.76% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Bank of Cashton had $451,000 in non-current loans and $26,000 in owned real estate. To cover these potential losses it had $9,277,000 in equity and $749,000 in loans loss reserves. That gives it a Texas Ratio of 4.76%.

Return on Equity
Bank of Cashton U.S. Bank Average
17.39% 8.84%

Bank of Cashton has a Return on Equity of 17.39% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank of Cashton U.S. Bank Average
11.18% 12.21%

Bank of Cashton has a Capitalization of 11.18% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Cashton Balance Sheet Analysis

As of September 30, 2017, Bank of Cashton had assets of $83,008,000, loans of $54,730,000, and deposits of $71,952,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank Of Cashton

Branches and Savings

Is Bank Of Cashton FDIC insured?

Yes. It is covered under FDIC Certificate #12325.

Why does Bank Of Cashton pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Cashton CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Cashton a commercial bank?


Where are Bank Of Cashton locations?

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Is Bank Of Cashton open on Saturdays?

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What is Bank Of Cashton's SWIFT code?


Does Bank Of Cashton offer mortgages?

Compare mortgage rates here.

Does Bank Of Cashton offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Cashton offer personal loans?

Compare personal loan rates here.

Does Bank Of Cashton offer student loans?

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Does Bank Of Cashton do currency exchange?

Background on The Bank

Who owns Bank Of Cashton?

How long has Bank Of Cashton been around?

Can Bank Of Cashton transfer to other banks?

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Where is Bank Of Cashton headquarters?

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