Bank of Evansville


4424 Vogel Road
Evansville, IN 47715
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Bank of Evansville is an FDIC insured institution located in Evansville, IN. It was founded in 2001 and has approximately $0.34 billion in assets.

FDIC Insured Yes
FDIC Certificate # 57122
Date Established 2001
Assets $ 339.99 million
Loans $ 223.54 million
Deposits $ 302.50 million
Capital $ 26.71 million

For a more detailed analysis of Bank of Evansville's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 15, 2021

Your Current Location: Connecticut, CT 06828


Loan Rates - October 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Bank of Evansville

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
CIT Bank
NMLS ID: 541760
3.052% 2.975%
1.00 points
$2,482 fees
$1,051 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to Bank of Evansville
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Financial Details

Bank of Evansville Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Evansville. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Evansville U.S. Bank Average
15.49% 4.78%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2021, Bank of Evansville had $3,618,000 in non-current loans and $1,155,000 in owned real estate. To cover these potential losses it had $26,708,000 in equity and $4,108,000 in loans loss reserves. That gives it a Texas Ratio of 15.49%.

Return on Equity
Bank of Evansville U.S. Bank Average
2.09% 11.29%

Bank of Evansville has a Return on Equity of 2.09% versus the BestCashCow average of 11.29%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank of Evansville U.S. Bank Average
7.86% 11.72%

Bank of Evansville has a Capitalization of 7.86% versus the BestCashCow average of 11.72. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Evansville Balance Sheet Analysis

As of December 31, 2010, Bank of Evansville had assets of $339,991,000, loans of $223,542,000, and deposits of $302,497,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2021
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 223.54 million
Loan loss allowance $ 4.11 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.16 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
Total deposits $ 302.50 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 339.99 million

Summary Income Statement

June 30, 2021
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Bank of Evansville’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Bank of Evansville’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Bank Of Evansville

Branches and Savings

Is Bank Of Evansville FDIC insured?

Yes. It is covered under FDIC Certificate #57122.

Why does Bank Of Evansville pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Evansville CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Evansville a commercial bank?


Where are Bank Of Evansville locations?

See branch locations nearby.

Is Bank Of Evansville open on Saturdays?

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Are Bank Of Evansville ATMs Open 24/7?

Do Bank Of Evansville ATMs accept cash deposits?

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Will Bank Of Evansville notarize my document?

What address for Bank Of Evansville should I put for incoming ACH transfers?

Will the Bank Of Evansville branch print checks?

Do Bank Of Evansville checks expire?

Does Bank Of Evansville require US citizenship to open account?

Can Bank Of Evansville close my account?

Does Bank Of Evansville Report to credit bureaus?

Does Bank Of Evansville Use Equifax?

What is Bank Of Evansville's ACH Routing Number?

What is Bank Of Evansville's SWIFT code?


Does Bank Of Evansville offer mortgages?

Compare mortgage rates here.

Does Bank Of Evansville offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Evansville offer personal loans?

Compare personal loan rates here.

Does Bank Of Evansville offer student loans?

Will Bank Of Evansville cash a check?

Will Bank Of Evansville redeem a savings bond?

Does Bank Of Evansville cash savings bonds?

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Can Bank Of Evansville issue a money order?

Does Bank Of Evansville do currency exchange?

Background on The Bank

Who owns Bank Of Evansville?

How long has Bank Of Evansville been around?

Can Bank Of Evansville transfer to other banks?

Does Bank Of Evansville have quick pay?

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Will Bank Of Evansville accept loose change?

Where is Bank Of Evansville headquarters?

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