Bank of Louisiana

300 St. Charles Avenue
New Orleans, LA 70130


General Bank Information

FDIC Insured Yes
FDIC Certificate # 17878
Date Established 1958
Assets $0.08 billion
Loans $0.05 billion
Deposits $0.07 billion
Capital $0.01 billion

Bank of Louisiana is an FDIC insured institution located in New Orleans, LA. It was founded in 1958 and has approximately $0.08 billion in assets. Customers can open an account at one of its 6 branches.

For a more detailed analysis of Bank of Louisiana's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Louisiana’s loan portfolio are 1-4 Family Residential Loans, Small Business Loans, and Commercial Real Estate.

Compared to other banks in Louisiana, Bank of Louisiana has a significantly higher percent of 1-4 Family Residential Loans, Credit Card Loans, Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 60.81
Credit Card Loans 8.28
Consumer Auto Loans 0.17
Small Business Loans 26.81
Construction and Development Loans 1.56
Commercial Real Estate 26.81
Commercial and Industrial Loans 2.06
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Louisiana, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Louisiana

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2229
License#: MC-5591
4.078% 4.000% 0.38 $2,345 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Louisiana
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Bank of Louisiana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Bank of Louisiana Locations

Financial Details

Bank of Louisiana Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Louisiana. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Louisiana U.S. Bank Average
108.31% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Louisiana had $3,789,000 in non-current loans and $7,667,000 in owned real estate. To cover these potential losses it had $8,777,000 in equity and $1,800,000 in loans loss reserves. That gives it a Texas Ratio of 108.31%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Louisiana U.S. Bank Average
1.63% 8.58

Bank of Louisiana has a Return on Equity of 1.63% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank of Louisiana U.S. Bank Average
11.11% 12.11

Bank of Louisiana has a Capitalization of 11.11% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Louisiana Balance Sheet Analysis

As of June 30, 2017, Bank of Louisiana had assets of $78,988,000, loans of $45,956,000, and deposits of $69,726,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Louisiana

Branches and Savings

Is Bank of Louisiana FDIC insured?

Yes. It is covered under FDIC Certificate #17878.

Why does Bank of Louisiana pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Louisiana CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Louisiana a commercial bank?


Where are Bank of Louisiana locations?

See branch locations nearby.

Is Bank of Louisiana open on Saturdays?

Is Bank of Louisiana open on Sundays?

What time does Bank of Louisiana open?

What time does Bank of Louisiana close?

Are Bank of Louisiana ATMs Open 24/7?

Do Bank of Louisiana ATMs accept cash deposits?

Can Bank of Louisiana customers use other ATMs?

Do Bank of Louisiana branches have notaries?

Will Bank of Louisiana notarize my document?

What address for Bank of Louisiana should I put for incoming ACH transfers?

Will the Bank of Louisiana branch print checks?

Do Bank of Louisiana checks expire?

Does Bank of Louisiana require US citizenship to open account?

Can Bank of Louisiana close my account?

Does Bank of Louisiana Report to credit bureaus?

Does Bank of Louisiana Use Equifax?

What is Bank of Louisiana's ACH Routing Number?

What is Bank of Louisiana's SWIFT code?


Does Bank of Louisiana offer mortgages?

Compare mortgage rates here.

Does Bank of Louisiana offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Louisiana offer personal loans?

Compare personal loan rates here.

Does Bank of Louisiana offer student loans?

Will Bank of Louisiana cash a check?

Will Bank of Louisiana redeem a savings bond?

Does Bank of Louisiana cash savings bonds?

Will Bank of Louisiana cash money orders?

Can Bank of Louisiana issue a money order?

Does Bank of Louisiana do currency exchange?

Background on The Bank

Who owns Bank of Louisiana?

How long has Bank of Louisiana been around?

Can Bank of Louisiana transfer to other banks?

Does Bank of Louisiana have quick pay?

Does Bank of Louisiana accept rolled coins?

Will Bank of Louisiana accept loose change?

Where is Bank of Louisiana headquarters?

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