Beauregard FSB

122 Jefferson Avenue
Deridder, LA 70634

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 30339
Date Established 1948
Assets $0.06 billion
Loans $0.04 billion
Deposits $0.05 billion
Capital $0.01 billion

Beauregard FSB is an FDIC insured institution located in Deridder, LA. It was founded in 1948 and has approximately $0.06 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Beauregard FSB's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Beauregard FSB’s loan portfolio are 1-4 Family Residential Loans, Construction and Development Loans, and Small Business Loans.

Compared to other banks in Louisiana, Beauregard FSB has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 63.42
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 2.31
Small Business Loans 8.87
Construction and Development Loans 10.77
Commercial Real Estate 8.87
Commercial and Industrial Loans 6.01
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
6 Mo CD 10K
0.50% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.75% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.25% $2,500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.25% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Beauregard FSB

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Beauregard FSB
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Branches

Beauregard FSB branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Beauregard FSB Locations

Financial Details

Beauregard FSB Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Beauregard FSB. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Beauregard FSB U.S. Bank Average
10.5% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Beauregard FSB had $831,000 in non-current loans and $394,000 in owned real estate. To cover these potential losses it had $10,912,000 in equity and $758,000 in loans loss reserves. That gives it a Texas Ratio of 10.5%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Beauregard FSB U.S. Bank Average
12.87% 8.58

Beauregard FSB has a Return on Equity of 12.87% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Beauregard FSB U.S. Bank Average
17.5% 12.11

Beauregard FSB has a Capitalization of 17.5% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Beauregard FSB Balance Sheet Analysis

As of June 30, 2017, Beauregard FSB had assets of $62,338,000, loans of $43,601,000, and deposits of $51,127,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Beauregard FSB

Branches and Savings

Is Beauregard FSB FDIC insured?

Yes. It is covered under FDIC Certificate #30339.

Why does Beauregard FSB pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Beauregard FSB CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Beauregard FSB a commercial bank?

Yes

Where are Beauregard FSB locations?

See branch locations nearby.

Is Beauregard FSB open on Saturdays?

Is Beauregard FSB open on Sundays?

What time does Beauregard FSB open?

What time does Beauregard FSB close?

Are Beauregard FSB ATMs Open 24/7?

Do Beauregard FSB ATMs accept cash deposits?

Can Beauregard FSB customers use other ATMs?

Do Beauregard FSB branches have notaries?

Will Beauregard FSB notarize my document?

What address for Beauregard FSB should I put for incoming ACH transfers?

Will the Beauregard FSB branch print checks?

Do Beauregard FSB checks expire?

Does Beauregard FSB require US citizenship to open account?

Can Beauregard FSB close my account?

Does Beauregard FSB Report to credit bureaus?

Does Beauregard FSB Use Equifax?

What is Beauregard FSB's ACH Routing Number?

What is Beauregard FSB's SWIFT code?

Products

Does Beauregard FSB offer mortgages?

Compare mortgage rates here.

Does Beauregard FSB offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Beauregard FSB offer personal loans?

Compare personal loan rates here.

Does Beauregard FSB offer student loans?

Will Beauregard FSB cash a check?

Will Beauregard FSB redeem a savings bond?

Does Beauregard FSB cash savings bonds?

Will Beauregard FSB cash money orders?

Can Beauregard FSB issue a money order?

Does Beauregard FSB do currency exchange?

Background on The Bank

Who owns Beauregard FSB?

How long has Beauregard FSB been around?

Can Beauregard FSB transfer to other banks?

Does Beauregard FSB have quick pay?

Does Beauregard FSB accept rolled coins?

Will Beauregard FSB accept loose change?

Where is Beauregard FSB headquarters?

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