Boelus State Bank

523 Delaware Street
Boelus, NE 68820

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17825
Date Established 1900
Assets $0.02 billion
Loans $0.01 billion
Deposits $0.01 billion
Capital $0.00 billion

Boelus State Bank is an FDIC insured institution located in Boelus, NE. It was founded in 1900 and has approximately $0.02 billion in assets.

For a more detailed analysis of Boelus State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Boelus State Bank’s loan portfolio are Farm Loans, Consumer Auto Loans, and Commercial and Industrial Loans.

Compared to other banks in Nebraska, Boelus State Bank has a significantly higher percent of Consumer Auto Loans, Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 2.64
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 12.00
Small Business Loans 1.56
Construction and Development Loans 0.00
Commercial Real Estate 1.56
Commercial and Industrial Loans 4.22
Farm Loans 48.52

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Boelus State Bank, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Boelus State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Boelus State Bank
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Branches

Boelus State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Boelus State Bank Locations

Financial Details

Boelus State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Boelus State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Boelus State Bank U.S. Bank Average
0.77% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Boelus State Bank had $19,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $2,246,000 in equity and $208,000 in loans loss reserves. That gives it a Texas Ratio of 0.77%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Boelus State Bank U.S. Bank Average
4.85% 8.58

Boelus State Bank has a Return on Equity of 4.85% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Boelus State Bank U.S. Bank Average
13.82% 12.11

Boelus State Bank has a Capitalization of 13.82% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Boelus State Bank Balance Sheet Analysis

As of June 30, 2017, Boelus State Bank had assets of $16,254,000, loans of $6,585,000, and deposits of $13,992,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Boelus State Bank

Branches and Savings

Is Boelus State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #17825.

Why does Boelus State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Boelus State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Boelus State Bank a commercial bank?

Yes

Where are Boelus State Bank locations?

See branch locations nearby.

Is Boelus State Bank open on Saturdays?

Is Boelus State Bank open on Sundays?

What time does Boelus State Bank open?

What time does Boelus State Bank close?

Are Boelus State Bank ATMs Open 24/7?

Do Boelus State Bank ATMs accept cash deposits?

Can Boelus State Bank customers use other ATMs?

Do Boelus State Bank branches have notaries?

Will Boelus State Bank notarize my document?

What address for Boelus State Bank should I put for incoming ACH transfers?

Will the Boelus State Bank branch print checks?

Do Boelus State Bank checks expire?

Does Boelus State Bank require US citizenship to open account?

Can Boelus State Bank close my account?

Does Boelus State Bank Report to credit bureaus?

Does Boelus State Bank Use Equifax?

What is Boelus State Bank's ACH Routing Number?

What is Boelus State Bank's SWIFT code?

Products

Does Boelus State Bank offer mortgages?

Compare mortgage rates here.

Does Boelus State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Boelus State Bank offer personal loans?

Compare personal loan rates here.

Does Boelus State Bank offer student loans?

Will Boelus State Bank cash a check?

Will Boelus State Bank redeem a savings bond?

Does Boelus State Bank cash savings bonds?

Will Boelus State Bank cash money orders?

Can Boelus State Bank issue a money order?

Does Boelus State Bank do currency exchange?

Background on The Bank

Who owns Boelus State Bank?

How long has Boelus State Bank been around?

Can Boelus State Bank transfer to other banks?

Does Boelus State Bank have quick pay?

Does Boelus State Bank accept rolled coins?

Will Boelus State Bank accept loose change?

Where is Boelus State Bank headquarters?

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