Brantley Bank and Trust Company

9402 North Main Street
Brantley, AL 36009

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16386
Date Established 1946
Assets $0.07 billion
Loans $0.02 billion
Deposits $0.06 billion
Capital $0.01 billion

Brantley Bank and Trust Company is an FDIC insured institution located in Brantley, AL. It was founded in 1946 and has approximately $0.07 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Brantley Bank and Trust Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Brantley Bank and Trust Company’s loan portfolio are Commercial Real Estate, Small Business Loans, and 1-4 Family Residential Loans.

Compared to other banks in Alabama, Brantley Bank and Trust Company has a significantly higher percent of Consumer Auto Loans, Small Business Loans, Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 13.87
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 8.71
Small Business Loans 35.60
Construction and Development Loans 0.79
Commercial Real Estate 35.60
Commercial and Industrial Loans 12.71
Farm Loans 7.05

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Brantley Bank and Trust Company

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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Featured - Virginia Home Equity Line Of Credit Rates 2018

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Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More
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Note to Brantley Bank and Trust Company
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Branches

Brantley Bank and Trust Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Brantley Bank and Trust Company Locations

Financial Details

Brantley Bank and Trust Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Brantley Bank and Trust Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Brantley Bank and Trust Company U.S. Bank Average
1.49% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Brantley Bank and Trust Company had $153,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $9,931,000 in equity and $309,000 in loans loss reserves. That gives it a Texas Ratio of 1.49%.

Return on Equity
Brantley Bank and Trust Company U.S. Bank Average
6.6% 8.84%

Brantley Bank and Trust Company has a Return on Equity of 6.6% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Brantley Bank and Trust Company U.S. Bank Average
14.41% 12.21%

Brantley Bank and Trust Company has a Capitalization of 14.41% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Brantley Bank and Trust Company Balance Sheet Analysis

As of December 31, 2017, Brantley Bank and Trust Company had assets of $68,938,000, loans of $23,044,000, and deposits of $58,850,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.04 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.02 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.06 billion
LIABILITIES
Total deposits $0.06 billion
      Interest-bearing deposits $0.04 billion
      Deposits held in domestic offices $0.06 billion
      % insured (estimated) 85.85%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.06 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Brantley Bank And Trust Company

Branches and Savings

Is Brantley Bank And Trust Company FDIC insured?

Yes. It is covered under FDIC Certificate #16386.

Why does Brantley Bank And Trust Company pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Brantley Bank And Trust Company CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Brantley Bank And Trust Company a commercial bank?

Yes

Where are Brantley Bank And Trust Company locations?

See branch locations nearby.

Is Brantley Bank And Trust Company open on Saturdays?

Is Brantley Bank And Trust Company open on Sundays?

What time does Brantley Bank And Trust Company open?

What time does Brantley Bank And Trust Company close?

Are Brantley Bank And Trust Company ATMs Open 24/7?

Do Brantley Bank And Trust Company ATMs accept cash deposits?

Can Brantley Bank And Trust Company customers use other ATMs?

Do Brantley Bank And Trust Company branches have notaries?

Will Brantley Bank And Trust Company notarize my document?

What address for Brantley Bank And Trust Company should I put for incoming ACH transfers?

Will the Brantley Bank And Trust Company branch print checks?

Do Brantley Bank And Trust Company checks expire?

Does Brantley Bank And Trust Company require US citizenship to open account?

Can Brantley Bank And Trust Company close my account?

Does Brantley Bank And Trust Company Report to credit bureaus?

Does Brantley Bank And Trust Company Use Equifax?

What is Brantley Bank And Trust Company's ACH Routing Number?

What is Brantley Bank And Trust Company's SWIFT code?

Products

Does Brantley Bank And Trust Company offer mortgages?

Compare mortgage rates here.

Does Brantley Bank And Trust Company offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Brantley Bank And Trust Company offer personal loans?

Compare personal loan rates here.

Does Brantley Bank And Trust Company offer student loans?

Will Brantley Bank And Trust Company cash a check?

Will Brantley Bank And Trust Company redeem a savings bond?

Does Brantley Bank And Trust Company cash savings bonds?

Will Brantley Bank And Trust Company cash money orders?

Can Brantley Bank And Trust Company issue a money order?

Does Brantley Bank And Trust Company do currency exchange?

Background on The Bank

Who owns Brantley Bank And Trust Company?

How long has Brantley Bank And Trust Company been around?

Can Brantley Bank And Trust Company transfer to other banks?

Does Brantley Bank And Trust Company have quick pay?

Does Brantley Bank And Trust Company accept rolled coins?

Will Brantley Bank And Trust Company accept loose change?

Where is Brantley Bank And Trust Company headquarters?

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