Bruning State Bank

104 Main Street
Bruning, NE 68322

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 18748
Date Established 1891
Assets $0.33 billion
Loans $0.22 billion
Deposits $0.25 billion
Capital $0.04 billion

Bruning State Bank is an FDIC insured institution located in Bruning, NE. It was founded in 1891 and has approximately $0.33 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of Bruning State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bruning State Bank’s loan portfolio are Farm Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks, Bruning State Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 5.39
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.86
Small Business Loans 8.66
Construction and Development Loans 0.63
Commercial Real Estate 13.94
Commercial and Industrial Loans 10.68
Farm Loans 16.39

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
6 Mo CD 10K
0.55% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.25% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.05% $10,000 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.55% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.25% $2,500 $24,999 Learn MoreShow Less
MM 25K
0.25% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.20% $1 $49,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Bruning State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bruning State Bank Locations

Financial Details

Bruning State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bruning State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bruning State Bank U.S. Bank Average
0% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bruning State Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $37,338,000 in equity and $4,521,000 in loans loss reserves. That gives it a Texas Ratio of 0%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bruning State Bank U.S. Bank Average
6.9% 8.58

Bruning State Bank has a Return on Equity of 6.9% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bruning State Bank U.S. Bank Average
11.19% 12.11

Bruning State Bank has a Capitalization of 11.19% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bruning State Bank Balance Sheet Analysis

As of June 30, 2017, Bruning State Bank had assets of $333,768,000, loans of $218,237,000, and deposits of $248,807,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bruning State Bank

Branches and Savings

Is Bruning State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #18748.

Why does Bruning State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bruning State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bruning State Bank a commercial bank?

Yes

Where are Bruning State Bank locations?

See branch locations nearby.

Is Bruning State Bank open on Saturdays?

Is Bruning State Bank open on Sundays?

What time does Bruning State Bank open?

What time does Bruning State Bank close?

Are Bruning State Bank ATMs Open 24/7?

Do Bruning State Bank ATMs accept cash deposits?

Can Bruning State Bank customers use other ATMs?

Do Bruning State Bank branches have notaries?

Will Bruning State Bank notarize my document?

What address for Bruning State Bank should I put for incoming ACH transfers?

Will the Bruning State Bank branch print checks?

Do Bruning State Bank checks expire?

Does Bruning State Bank require US citizenship to open account?

Can Bruning State Bank close my account?

Does Bruning State Bank Report to credit bureaus?

Does Bruning State Bank Use Equifax?

What is Bruning State Bank's ACH Routing Number?

What is Bruning State Bank's SWIFT code?

Products

Does Bruning State Bank offer mortgages?

Compare mortgage rates here.

Does Bruning State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bruning State Bank offer personal loans?

Compare personal loan rates here.

Does Bruning State Bank offer student loans?

Will Bruning State Bank cash a check?

Will Bruning State Bank redeem a savings bond?

Does Bruning State Bank cash savings bonds?

Will Bruning State Bank cash money orders?

Can Bruning State Bank issue a money order?

Does Bruning State Bank do currency exchange?

Background on The Bank

Who owns Bruning State Bank?

How long has Bruning State Bank been around?

Can Bruning State Bank transfer to other banks?

Does Bruning State Bank have quick pay?

Does Bruning State Bank accept rolled coins?

Will Bruning State Bank accept loose change?

Where is Bruning State Bank headquarters?

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