Brush Country Bank

902 E Riley St
Freer, TX 78357

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17881
Date Established 1958
Assets $0.04 billion
Loans $0.02 billion
Deposits $0.03 billion
Capital $0.00 billion

Brush Country Bank is an FDIC insured institution located in Freer, TX. It was founded in 1958 and has approximately $0.04 billion in assets.

For a more detailed analysis of Brush Country Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Brush Country Bank’s loan portfolio are Commercial and Industrial Loans, Consumer Auto Loans, and 1-4 Family Residential Loans.

Compared to other banks in Texas, Brush Country Bank has a significantly higher percent of Consumer Auto Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 13.83
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 18.04
Small Business Loans 8.13
Construction and Development Loans 10.67
Commercial Real Estate 13.70
Commercial and Industrial Loans 27.53
Farm Loans 2.84

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
6 Mo CD 10K
0.62% $1,500 $99,999 Learn MoreShow Less
6 Mo CD 100K
0.67% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.29% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.50% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.50% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Brush Country Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.896% 3.875% 0.25 $628 $1,176 Learn More
PenFed Credit Union
NMLS ID: 401822
3.832% 3.750% 0.00 $2,500 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Brush Country Bank
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Branches

Brush Country Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Brush Country Bank Locations

Financial Details

Brush Country Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Brush Country Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Brush Country Bank U.S. Bank Average
2.61% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Brush Country Bank had $117,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $4,264,000 in equity and $211,000 in loans loss reserves. That gives it a Texas Ratio of 2.61%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Brush Country Bank U.S. Bank Average
2.55% 8.58

Brush Country Bank has a Return on Equity of 2.55% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Brush Country Bank U.S. Bank Average
11.05% 12.11

Brush Country Bank has a Capitalization of 11.05% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Brush Country Bank Balance Sheet Analysis

As of June 30, 2017, Brush Country Bank had assets of $38,597,000, loans of $17,970,000, and deposits of $34,225,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Brush Country Bank

Branches and Savings

Is Brush Country Bank FDIC insured?

Yes. It is covered under FDIC Certificate #17881.

Why does Brush Country Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Brush Country Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Brush Country Bank a commercial bank?

Yes

Where are Brush Country Bank locations?

See branch locations nearby.

Is Brush Country Bank open on Saturdays?

Is Brush Country Bank open on Sundays?

What time does Brush Country Bank open?

What time does Brush Country Bank close?

Are Brush Country Bank ATMs Open 24/7?

Do Brush Country Bank ATMs accept cash deposits?

Can Brush Country Bank customers use other ATMs?

Do Brush Country Bank branches have notaries?

Will Brush Country Bank notarize my document?

What address for Brush Country Bank should I put for incoming ACH transfers?

Will the Brush Country Bank branch print checks?

Do Brush Country Bank checks expire?

Does Brush Country Bank require US citizenship to open account?

Can Brush Country Bank close my account?

Does Brush Country Bank Report to credit bureaus?

Does Brush Country Bank Use Equifax?

What is Brush Country Bank's ACH Routing Number?

What is Brush Country Bank's SWIFT code?

Products

Does Brush Country Bank offer mortgages?

Compare mortgage rates here.

Does Brush Country Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Brush Country Bank offer personal loans?

Compare personal loan rates here.

Does Brush Country Bank offer student loans?

Will Brush Country Bank cash a check?

Will Brush Country Bank redeem a savings bond?

Does Brush Country Bank cash savings bonds?

Will Brush Country Bank cash money orders?

Can Brush Country Bank issue a money order?

Does Brush Country Bank do currency exchange?

Background on The Bank

Who owns Brush Country Bank?

How long has Brush Country Bank been around?

Can Brush Country Bank transfer to other banks?

Does Brush Country Bank have quick pay?

Does Brush Country Bank accept rolled coins?

Will Brush Country Bank accept loose change?

Where is Brush Country Bank headquarters?

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